Compare car insurance for your Renault from 130+ UK insurers. See which models sit in the lowest insurance groups.
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See insurance groups for popular Renault models
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Renault models typically sit in Groups 2 to 40. The Twingo starts at Group 2, and the Clio at Group 3, both near the bottom of the Thatcham scale.
| Model | Typical Insurance Group | Engine |
|---|---|---|
| Twingo (2014) | 2-11 | 0.9-1.0L |
| Clio (2019) | 3-14 | 1.0-1.3L |
| Captur (2020) | 7-21 | 1.0-1.6L |
| Scenic (2016) | 10-20 | 1.2-1.6L |
| Megane (2016) | 14-27 | 1.2-1.6L |
| Kadjar (2015) | 14-19 | 1.2-1.6L |
| Zoe (2013) | 14-23 | Electric |
| Arkana (2021) | 15-19 | 1.3-1.6L |
| Megane R.S. (2018) | 28-39 | 1.8L Turbo |
See how Renault models compare for reliability in our Renault reliability report.
Every car sold in the UK is assigned to one of 50 insurance groups by Thatcham Research and the ABI. Group 1 typically represents the lowest insurance cost, and group 50 the highest. Insurers generally use these groups as one factor when calculating your premium, alongside your age, location, driving history, and other personal details. For example, the Renault Twingo starts at Group 2, while the Megane R.S. moves up to Groups 28 to 39.
Insurance groups set by Thatcham Research and the ABI.
Renault models typically start at Group 2 (Twingo) and reach Group 39 (Megane R.S.), so insurance costs can vary significantly depending on which Renault you drive. The Clio has long been one of the most affordable superminis to insure in the UK, and the Zoe electric sits in surprisingly moderate groups for an EV.
Insurance groups are only one of several factors. Insurers may also weigh up your age, where you live, your annual mileage, your driving history, and any modifications to the car. Two drivers insuring the same Renault could receive very different quotes.
Whether you choose fully comprehensive, third party fire and theft, or third party only cover can also affect your premium. Comprehensive cover is often competitively priced compared to third party only.
The most reliable way to find your price is to compare quotes from multiple insurers.
Based on typical Thatcham insurance group ratings, these four Renault models sit in the lowest group bands and may be worth shortlisting if keeping the premium down is a priority.
1. Twingo (Groups 2-11)
Typically the cheapest Renault to insure. A discontinued city car with small petrol engines that starts at Group 2, near the bottom of the Thatcham scale.
2. Clio (Groups 3-14)
One of the UK's most affordable superminis to insure, starting at Group 3 for base 1.0-litre trims. Also a strong choice for new drivers thanks to its low running costs.
3. Captur (Groups 7-21)
Renault's small SUV, starting at Group 7 for the base 1.0 TCe trim. A practical entry to the SUV segment without a big group jump.
4. Scenic (Groups 10-20)
A family MPV that stays in the low to high teens for most trims. Practical for growing families that still want lower insurance costs.
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Get QuotesRenault has several models that may be practical first cars for new drivers. The Twingo (Groups 2-11) and Clio (Groups 3-14) both start low on the Thatcham scale, and both are widely available on the used market at competitive prices.
A telematics policy could help new drivers demonstrate safe driving habits, which may lead to lower premiums over time. Black box devices or app-based policies typically monitor braking, cornering, and time of day, and reward safe driving with a lower renewal price.
If you are aged 17 to 21, see our dedicated young drivers insurance guide for more tips.
University students may also find our student car insurance guide helpful, particularly for advice on registering the car at the address where it is kept most often.
Seven practical steps that could help reduce your Renault insurance premium.
Compare quotes from multiple insurers
Prices for the same car and driver can vary significantly between providers. Comparing quotes is typically the most effective way to find a competitive deal.
Start with the Twingo or Clio
The Twingo starts at Group 2 and the Clio at Group 3, making them two of the cheapest options in the Renault range. Both are widely available used at competitive prices.
Avoid the Megane R.S.
The Megane R.S. (Groups 28-39) sits well above the standard Megane (Groups 14-27). If group is a priority, a non-R.S. trim keeps the premium down considerably.
Weigh up the Zoe EV
The Zoe (Groups 14-23) sits in moderate groups for an electric vehicle. Worth quoting if you are open to an EV, since it is one of the more affordable EVs to insure.
Consider a telematics policy
A black box or app-based policy could reward safe driving with lower premiums, particularly for younger drivers.
Increase your voluntary excess
A higher excess typically means a lower premium, but make sure you could afford to pay it if you needed to make a claim.
Pay annually if you can
Monthly instalments could add interest to the overall cost, so paying upfront may save you money over the year.
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