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HP and PCP available, subject to status
Finance for used Renaults from verified UK dealers
Representative 19.8% APR. No impact on your credit score. Our partner uses a soft search to give you a quote. If you proceed, a hard search will be conducted which may impact your credit score. ?We're partnered with Car Finance 24/7. As an Introducer Appointed Representative of Carfinance247 Limited (FCA FRN: 653019), we receive a commission if you purchase finance products through the link above. We do not provide advice or make recommendations.
*A soft search has no impact on your credit score. If you choose to proceed with a full application, a hard search will be carried out which may impact your credit score.
Renault is a mainstream French brand with competitive pricing. A used Clio or Zoe sits at the more affordable end, while a used Arkana or Megane E-Tech is a mid-range commitment. Renault models tend to be well-equipped as standard, which could mean used examples feel like good value.
The monthly cost depends on the model, the amount you borrow, the term length, and the APR you are offered. Rates start from 9.9% APR. Representative 19.8% APR.
Renault is part of the Renault-Nissan-Mitsubishi Alliance, which means it shares some platforms and components with Nissan and Dacia. This could help with parts availability and servicing costs.
Use the calculator further down this page to estimate monthly payments.
Wondering how much car finance you can get on your salary? Use our calculator to estimate monthly payments based on the car price, your credit grade and preferred term length.
Renault is one of the most popular brands to finance in the UK. Whether you are looking at a used Clio or a used Megane E-Tech, HP and PCP are both available via Brumble. Once approved, you can get your car from any verified UK dealer. Here are some of the most commonly financed Renault models.
Renault Clio
One of the UK's most popular superminis. Used Clios tend to be affordable to finance and sit in competitive insurance groups.
Renault Captur
A compact crossover based on the Clio. Offers SUV styling at a supermini price point on the used market.
Renault Arkana
A coupe-style crossover with hybrid power. Distinctive styling that stands out in the compact SUV segment.
Renault Megane E-Tech
Renault's fully electric hatchback. Used examples are starting to appear at more accessible prices.
Renault Kadjar
A mid-size SUV (predecessor to the Austral). Widely available used at competitive prices.
Renault Zoe
One of the first affordable EVs in the UK. Used Zoes could offer a very low-cost entry into electric motoring.
The amount you can finance depends on your individual circumstances. Subject to status and affordability.
With HP (Hire Purchase), you make fixed monthly payments and own the Renault at the end. No mileage limits apply. Renault's affordable pricing means HP payments could be manageable, and the total cost of credit relatively modest.
Find out more about HP car finance →
Renault PCP gives you lower monthly payments than HP. At the end, you can hand the car back, pay the balloon to keep it, or use any equity towards your next car.
If your Renault holds its value on the used market, there is potential to build equity. Used car values depend on supply, demand, condition, and mileage, so this is never guaranteed.
Renault PCP is often available on models such as the Clio, Captur, Arkana, and Megane E-Tech, subject to status.
Find out more about PCP car finance →
With both HP and PCP, you have the right to end the agreement early through voluntary termination or early settlement.
Both HP and PCP may be available with no deposit on many Renault models, subject to status and affordability.
Via Brumble, you can check what options you could be eligible for with a soft search. There is no impact on your credit score. If you then choose to proceed, a hard credit search will be carried out which may impact your credit score.
Leasing and finance are different. With a lease, you never own the car. With finance, you have the option to own it.
Renault's affordable pricing means HP ownership could be more accessible than you might expect. You own the car at the end with no further payments. With a lease, you hand it back and start paying again.
With PCP, if the car holds its value, there is potential to build equity. Leasing removes that opportunity. Finance also gives you the right to voluntary termination and the freedom to personalise your car.
Yes. Both HP and PCP may be available on used and second hand Renaults from verified UK dealers. Via Brumble, you can finance a used Renault from any verified dealer.
Most lenders allow the car to be up to around 14 to 16 years old at the end of the agreement, though this varies.
If you are interested in electric motoring, the Renault Zoe was one of the first affordable EVs widely available in the UK. Used Zoes could offer a very low-cost way to try electric driving. The newer Megane E-Tech is a more modern alternative. See our hybrid and electric car finance page for more.
Check the car's history with our MOT checker and tax checker. Our Renault reliability report covers common issues by model.
Renault models are generally well-priced, so borrowing amounts tend to be reasonable. A used Clio or Zoe could be one of the more affordable cars to finance.
If you have a lower credit score, our bad credit car finance page may help. If you receive benefits, Renault's competitive pricing means smaller borrowing amounts, which may improve your chances.
According to DVSA MOT data analysed by Brumble, Renault has a national MOT pass rate of 62.4%, based on 0.85 million tests in the 2025 test year. The national average across all brands is 72.4%.
This places Renault below the national average of 72.4%. This does not mean every used Renault will have problems, but it may be worth paying particular attention to the car's service history and MOT record before committing to finance. A well-maintained example could still be a reliable choice.
The most common MOT advisory and failure items on Renault vehicles include exhaust emissions, suspension components, and brake wear. Checking these areas before purchasing could help you avoid unexpected costs during your finance agreement.
Our free MOT checker lets you look up any vehicle's full MOT history by registration number. For a more detailed assessment, our Renault reliability report breaks down pass rates by model, age, and mileage.
Source: Brumble analysis of DVSA anonymised MOT test results, 2025 test year. Published under Open Government Licence v3.0.
Renault occasionally runs 0% promotions on selected new models. These promotions, sometimes described as zero interest or 0% APR, are not available all the time and not available on used cars.
Brumble's partner offers used car finance as an alternative. Rates start from 9.9% APR, subject to status.
Check your eligibility for both HP and PCP deals in minutes (Representative 19.8% APR) - with no impact on your credit score. Our partner uses a soft search to give you a quote. If you proceed, a hard search will be conducted which may impact your credit score.
Check Your EligibilityThere are lots of ways to approach car finance, and the right option depends on your circumstances. Whether you have bad credit, need a no deposit option, or just want to understand PCP vs HP, we have a guide for you.
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Guide
Understand the key differences between PCP and HP finance, so you can pick the option that suits how you plan to use the car.
Guide
A plain-English overview of how car finance works in the UK, including deposit, APR, terms, and what happens at the end of the agreement.
Compare Renault car insurance quotes from 130+ UK insurers.
Thinking of selling your car? Get a free valuation via our partnership with Motorway.
Common questions about Renault car finance.
Used Clios tend to be among the more affordable cars to finance. The monthly payment depends on the age, price, term length, and APR. Use the calculator on this page to estimate. Representative 19.8% APR.
The Zoe was one of the first mainstream affordable EVs. Used examples could offer a low-cost entry into electric driving. The main consideration is battery range, which is lower on earlier models. Check the specific model before committing.
Dacia is a subsidiary of Renault and they share some platforms and components. However, Dacia positions itself as the budget option with stripped-back specifications, while Renault offers more equipment and technology as standard.
It may be possible. Renault's competitive pricing means smaller borrowing amounts. A soft search lets you check with no risk. Subject to status.
Many finance options are available with no deposit, subject to status and affordability.
Yes. Request a settlement figure from your lender at any time. With HP, you also have the right to voluntary termination once you have paid at least half of the total amount payable.
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