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HP and PCP available, subject to status
Finance for used Peugeots from verified UK dealers
Representative 19.8% APR. No impact on your credit score. Our partner uses a soft search to give you a quote. If you proceed, a hard search will be conducted which may impact your credit score. ?We're partnered with Car Finance 24/7. As an Introducer Appointed Representative of Carfinance247 Limited (FCA FRN: 653019), we receive a commission if you purchase finance products through the link above. We do not provide advice or make recommendations.
*A soft search has no impact on your credit score. If you choose to proceed with a full application, a hard search will be carried out which may impact your credit score.
Peugeot sits in the mainstream market with competitive pricing. A used 208 or 2008 is generally affordable to finance, while a used 3008 or 5008 offers more space at a mid-range price. Peugeot has invested heavily in interior quality in recent years, so even used models may feel more premium than the price suggests.
The monthly cost depends on the model, the amount you borrow, the term length, and the APR you are offered. Rates start from 9.9% APR. Representative 19.8% APR.
Peugeot is part of the Stellantis group (alongside Vauxhall, Citroen, and Fiat), which means parts are widely shared and servicing costs may be competitive. This could help keep total running costs manageable alongside finance repayments.
Use the calculator further down this page to estimate monthly payments.
Wondering how much car finance you can get on your salary? Use our calculator to estimate monthly payments based on the car price, your credit grade and preferred term length.
Peugeot is one of the most popular brands to finance in the UK. Whether you are looking at a used 208 or a used 308, HP and PCP are both available via Brumble. Once approved, you can get your car from any verified UK dealer. Here are some of the most commonly financed Peugeot models.
Peugeot 208
European Car of the Year winner. Used 208s could offer stylish design and a quality interior at a competitive price.
Peugeot 2008
A compact crossover with distinctive styling. Tends to be competitively priced on the used market.
Peugeot 3008
A mid-size SUV that regularly wins awards for its interior quality. Used 3008s could offer good value.
Peugeot 308
A family hatchback and estate with a premium-feeling cabin. Competitively priced against the Golf and Focus on the used market.
Peugeot 5008
Peugeot's seven-seat SUV. Could be a practical choice for larger families looking for more space than the 3008.
Peugeot e-208
The fully electric 208. Used e-208s are appearing at more accessible prices as the EV market develops.
The amount you can finance depends on your individual circumstances. Subject to status and affordability.
With HP (Hire Purchase), you make fixed monthly payments and own the Peugeot at the end. No mileage limits apply. Peugeot's competitive pricing means HP monthly payments could be manageable and the total interest paid over the term relatively modest.
Find out more about HP car finance →
Peugeot PCP gives you lower monthly payments than HP. At the end of the agreement, you can hand the car back, pay the balloon to keep it, or use any equity towards your next car.
If your Peugeot holds its value on the used market, there is potential to build equity by the end of a PCP agreement. Used car values depend on supply, demand, condition, and mileage, so this is never guaranteed.
Peugeot PCP is often available on models such as the 208, 2008, 308, 3008, and 5008, subject to status. Each model has different residual values, which affects the balloon payment and monthly cost.
Find out more about PCP car finance →
With both HP and PCP, you have the right to end the agreement early through voluntary termination or early settlement.
Both HP and PCP may be available with no deposit on many Peugeot models, subject to status and affordability.
Via Brumble, you can check what options you could be eligible for with a soft search. There is no impact on your credit score. If you then choose to proceed, a hard credit search will be carried out which may impact your credit score.
Leasing and finance are different. With a lease, you never own the car. With finance, you have the option to own it.
Peugeot's competitive pricing means the gap between lease and HP payments could be relatively small. With HP, you own the car at the end. With a lease, you hand it back and start paying again.
With PCP, if your Peugeot holds its value, there is potential to build equity. Leasing removes that opportunity. Finance also gives you the right to voluntary termination, while leasing typically penalises early exit.
Yes. Both HP and PCP may be available on used and second hand Peugeots from verified UK dealers. Via Brumble, you can finance a used Peugeot from any verified dealer.
Most lenders allow the car to be up to around 14 to 16 years old at the end of the agreement, though this varies. The used Peugeot market tends to offer good availability, particularly for the 208 and 3008.
Check the car's history with our MOT checker and tax checker. Our Peugeot reliability report covers common issues by model.
Peugeot models are generally competitively priced, so borrowing amounts tend to be reasonable. This may make the approval process more straightforward. A used 208 could be one of the more accessible cars to finance.
If you have a lower credit score, our bad credit car finance page may help. If you receive benefits, Peugeot's competitive pricing means smaller borrowing amounts, which may improve your chances.
According to DVSA MOT data analysed by Brumble, Peugeot has a national MOT pass rate of 66.7%, based on 1.24 million tests in the 2025 test year. The national average across all brands is 72.4%.
This places Peugeot below the national average of 72.4%. This does not mean every used Peugeot will have problems, but it may be worth paying particular attention to the car's service history and MOT record before committing to finance. A well-maintained example could still be a reliable choice.
The most common MOT advisory and failure items on Peugeot vehicles include suspension components, brake wear, and exhaust system faults. Checking these areas before purchasing could help you avoid unexpected costs during your finance agreement.
Our free MOT checker lets you look up any vehicle's full MOT history by registration number. For a more detailed assessment, our Peugeot reliability report breaks down pass rates by model, age, and mileage.
Source: Brumble analysis of DVSA anonymised MOT test results, 2025 test year. Published under Open Government Licence v3.0.
Peugeot occasionally runs 0% promotions on selected new models. These promotions, sometimes described as zero interest or 0% APR, are manufacturer-subsidised, not available all the time, and not available on used cars.
Brumble's partner offers used car finance as an alternative. Rates start from 9.9% APR, subject to status.
Check your eligibility for both HP and PCP deals in minutes (Representative 19.8% APR) - with no impact on your credit score. Our partner uses a soft search to give you a quote. If you proceed, a hard search will be conducted which may impact your credit score.
Check Your EligibilityThere are lots of ways to approach car finance, and the right option depends on your circumstances. Whether you have bad credit, need a no deposit option, or just want to understand PCP vs HP, we have a guide for you.
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Guide
Understand the key differences between PCP and HP finance, so you can pick the option that suits how you plan to use the car.
Guide
A plain-English overview of how car finance works in the UK, including deposit, APR, terms, and what happens at the end of the agreement.
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Common questions about Peugeot car finance.
Used 208s are competitively priced and generally affordable to finance. The monthly payment depends on the car's age, price, term length, and APR. Use the calculator on this page to estimate. Representative 19.8% APR.
Peugeot reliability has improved in recent years. The latest 208 and 3008 in particular have been well received. As with any used car, checking the MOT history before committing is always worthwhile.
The 3008 is one of the more awarded mid-size SUVs in its class, known for its interior quality and practicality. Used examples could offer good value compared to some premium SUV alternatives. HP and PCP may both be available. Subject to status.
It may be possible. Peugeot's competitive pricing means smaller borrowing amounts. A soft search lets you check with no risk. Subject to status.
Many finance options are available with no deposit, subject to status and affordability. A deposit could reduce your monthly payments but is not required.
Yes. Request a settlement figure from your lender at any time. With HP, you also have the right to voluntary termination once you have paid at least half of the total amount payable.
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