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Representative 19.8% APR. No impact on your credit score. Our partner uses a soft search to give you a quote. If you proceed, a hard search will be conducted which may impact your credit score. ?We're partnered with Car Finance 24/7. As an Introducer Appointed Representative of Carfinance247 Limited (FCA FRN: 653019), we receive a commission if you purchase finance products through the link above. We do not provide advice or make recommendations.
*A soft search has no impact on your credit score. If you choose to proceed with a full application, a hard search will be carried out which may impact your credit score.
Vauxhall is one of the most affordable brands to finance in the UK. A used Corsa or Crossland typically sits at the lower end of the price scale, which could help keep monthly payments affordable. Even a used Grandland or Mokka is competitively priced compared to similar models from premium brands.
The monthly cost depends on the model, the amount you borrow, the term length, and the APR you are offered. Rates start from 9.9% APR. Representative 19.8% APR.
Vauxhall's affordability extends beyond the monthly payment. Insurance groups tend to be low, parts are inexpensive, and servicing costs are competitive. This makes the total cost of ownership manageable alongside finance repayments.
Car finance is sometimes referred to as a car loan, though technically HP and PCP are hire agreements rather than personal loans. The key difference is that with HP and PCP, the car acts as security for the agreement. The practical effect is similar: you make monthly payments and, with HP, own the car at the end.
Use the calculator further down this page to estimate monthly payments based on your circumstances.
Wondering how much car finance you can get on your salary? Use our calculator to estimate monthly payments based on the car price, your credit grade and preferred term length.
Vauxhall is one of the most popular brands to finance in the UK. Whether you are looking at a used Corsa or a used Grandland, HP and PCP are both available via Brumble. Once approved, you can get your car from any verified UK dealer. Here are some of the most commonly financed Vauxhall models.
Vauxhall Corsa
Consistently one of the UK's top-selling cars. Used Corsas are affordable, affordable to insure, and widely available.
Vauxhall Astra
A practical family hatchback and estate. The latest generation has improved significantly in quality and technology.
Vauxhall Mokka
A compact SUV with bold styling. Available as petrol or fully electric (Mokka-e). Good used availability.
Vauxhall Grandland
A mid-size family SUV available as a hybrid or plug-in hybrid. Used Grandlands offer a lot of space for the money.
Vauxhall Crossland
A practical small crossover. Used Crosslands are among the most affordable crossovers to finance.
Vauxhall Corsa-e
The fully electric Corsa. Used Corsa-es are becoming more affordable as the EV market matures.
The amount you can finance depends on your individual circumstances. Subject to status and affordability.
With HP (Hire Purchase), you make fixed monthly payments and own the Vauxhall at the end. No mileage limits apply. Vauxhall models are known for being practical and economical, so keeping one long-term on HP could be a sensible choice.
HP is particularly popular for Vauxhall because the lower purchase prices mean monthly payments are affordable and the total interest paid is relatively modest.
Find out more about HP car finance →
Vauxhall PCP gives you lower monthly payments than HP by spreading the cost differently. At the end of the agreement, you can hand the car back, pay the balloon payment to keep it, or use any equity towards your next car.
While Vauxhall may not have the same reputation for holding value as Toyota or BMW, the lower starting prices mean balloon payments are smaller in absolute terms. This keeps end-of-term decisions manageable.
Vauxhall PCP is often available on models such as the Corsa, Astra, Mokka, and Grandland, subject to status. The Corsa is one of the most commonly financed cars in the UK on both HP and PCP.
Find out more about PCP car finance →
With both HP and PCP, you have the right to end the agreement early. Voluntary termination is available once you have paid at least half of the total amount payable.
Both HP and PCP may be available with no deposit on many Vauxhall models, subject to status and affordability.
Via Brumble, you can check what options you could be eligible for with a soft search. There is no impact on your credit score. If you then choose to proceed, a hard credit search will be carried out which may impact your credit score.
Leasing and finance are different products. With a lease, you never own the car. With finance, you have the option to own it.
Given Vauxhall's affordable pricing, the difference between leasing and HP monthly payments is often small. With HP, you own the car at the end and can keep driving it with no further payments. With a lease, you hand it back and start paying again.
Finance gives you the right to voluntary termination and early settlement. Leasing penalises early exit. Finance also lets you modify or personalise your Vauxhall. Leasing requires the car to be returned in its original condition.
For affordable cars like the Corsa, the simplicity and ownership benefit of HP may outweigh the marginally lower monthly payments of a lease.
Yes. Both HP and PCP may be available on used and second hand Vauxhalls from verified UK dealers. Via Brumble, you can finance a used Vauxhall from any verified dealer.
Most lenders allow the car to be up to around 14 to 16 years old at the end of the agreement. The used Vauxhall market is large, particularly for the Corsa and Astra, so choice and availability are excellent.
Vauxhall is part of the Stellantis group (alongside Peugeot, Citroen, and Fiat), which means parts availability is strong and servicing costs are competitive. Running costs are generally low across the range.
If you need a Vauxhall van, the Vivaro and Combo are also available on finance. See our van insurance page for cover options.
Check the car's history with our MOT checker and tax checker. Our Vauxhall reliability report covers common issues by model.
Vauxhall is often one of the more accessible brands to consider on finance, as the cars are typically more affordable. A used Corsa at £7,000 is a much smaller borrowing commitment than a used BMW at £25,000, which means affordability checks may be more straightforward.
This makes Vauxhall a popular choice for first-time finance applicants, students, and drivers with bad credit. The lower the amount you borrow, it may improve your chances of approval.
A soft search lets you check what you could be eligible for with no risk to your credit score.
According to DVSA MOT data analysed by Brumble, Vauxhall has a national MOT pass rate of 65.7%, based on 2.50 million tests in the 2025 test year. The national average across all brands is 72.4%.
This places Vauxhall below the national average of 72.4%. This does not mean every used Vauxhall will have problems, but it may be worth paying particular attention to the car's service history and MOT record before committing to finance. A well-maintained example could still be a reliable choice.
The most common MOT advisory and failure items on Vauxhall vehicles include suspension components, brake discs, and lighting faults. Checking these areas before purchasing could help you avoid unexpected costs during your finance agreement.
Our free MOT checker lets you look up any vehicle's full MOT history by registration number. For a more detailed assessment, our Vauxhall reliability report breaks down pass rates by model, age, and mileage.
Source: Brumble analysis of DVSA anonymised MOT test results, 2025 test year. Published under Open Government Licence v3.0.
Vauxhall occasionally runs 0% finance promotions on selected new models. These promotions, sometimes described as zero interest or 0% APR, are not available all the time, are limited to specific models, and require an excellent credit score. They are not available on used cars.
If a 0% promotion is not available, Brumble's partner offers used car finance as an alternative. Rates start from 9.9% APR, subject to status.
Check your eligibility for both HP and PCP deals in minutes (Representative 19.8% APR) - with no impact on your credit score. Our partner uses a soft search to give you a quote. If you proceed, a hard search will be conducted which may impact your credit score.
Check Your EligibilityThere are lots of ways to approach car finance, and the right option depends on your circumstances. Whether you have bad credit, need a no deposit option, or just want to understand PCP vs HP, we have a guide for you.
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Guide
Understand the key differences between PCP and HP finance, so you can pick the option that suits how you plan to use the car.
Guide
A plain-English overview of how car finance works in the UK, including deposit, APR, terms, and what happens at the end of the agreement.
Compare Vauxhall car insurance quotes from 130+ UK insurers.
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Common questions about Vauxhall car finance.
Used Corsas are among the most affordable cars to finance. The exact monthly payment depends on the car's price, term length, and APR. Use the calculator on this page to estimate. Representative 19.8% APR.
Yes. Vauxhall models tend to be among the most affordable to buy, insure, and run. Low purchase prices mean lower finance payments, and insurance groups are typically low. Parts and servicing are also inexpensive compared to premium brands.
It may be possible. Vauxhall's affordability means smaller borrowing amounts, which could improve your chances with some lenders. A soft search lets you check with no risk. Subject to status.
The latest Astra has been well received for its improved quality, technology, and design. Used examples of the current generation are starting to appear on the market. HP and PCP may both be available on used Astras from verified UK dealers.
Yes. The Mokka-e and Corsa-e are Vauxhall's fully electric models. They are financed in the same way as petrol or diesel models. Used examples are becoming more affordable. HP and PCP may both be available. Subject to status.
Many finance options are available with no deposit, subject to status and affordability. Vauxhall's affordable pricing means monthly payments can be low even without a deposit.
Yes. Request a settlement figure from your lender at any time. With HP, you also have the right to voluntary termination once you have paid at least half of the total amount payable.
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