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Compare car insurance prices from 130+ trusted UK insurers

You could save up to £518* when you compare today

Compare Black Box, Fully Comp and Third Party Policies.

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Search Great Deals from Trusted UK Insurers

Plus over 120 more UK providers searched in one comparison

How Much Does Car Insurance Cost?

The average UK car insurance premium is around £559 per year, down 10% compared to the same period in 2024. Premiums have been falling since early 2025, but costs vary significantly depending on your age, location, vehicle, and driving history.

£559

Average UK car insurance premium (Q4 2025)

10%

Year-on-year decrease in average premiums

£11.9bn

Paid out in motor claims across 2025

Association of British Insurers (ABI), Motor Insurance Premium Tracker, Q4 2025.

Your age is one of the biggest factors. Drivers aged 17–24 pay significantly more than the national average, while drivers over 40 typically pay less. Where you live matters too, with London the most expensive region and the South West the cheapest. Comparing quotes from multiple insurers is the most effective way to find a competitive price, as quotes for the same driver can vary by hundreds of pounds.

Read our full guide on car insurance costs in 2026 →

Understanding Car Insurance Cover Types

Read our guides to understand the right level of protection for your needs and budget. All cover types are available via Brumble.

Comprehensive Insurance

The highest level of cover — protects your own vehicle plus third party claims, fire and theft.

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Third Party Fire & Theft

Covers damage to others plus fire damage and theft of your own vehicle.

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Third Party Only

The legal minimum — covers damage or injury you cause to other people and their property.

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Black Box Insurance

A telematics device tracks your driving. Drive safely and earn lower premiums at renewal.

Learn More

Young Driver Insurance

Specialist cover for new and young drivers, including learner driver and pass-plus options.

Learn More

Named Driver Insurance

Add occasional drivers to your policy. Can reduce premiums and build a no-claims history.

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Why Compare Car Insurance via Brumble?

One search. A selection of quotes. Find the right cover without the hassle.

Compare 130+ Insurers

One search shows you prices from over 130 trusted UK car insurance providers side by side.

£

You Could Save Up to £518*

51% of customers could save £518.14 on their car insurance by comparing quotes.

Takes Less Than 3 Minutes

Enter your reg and a few details — see your quotes fast. No endless forms or phone calls.

FCA Authorised

All of the panel insurers are FCA authorised, offering peace of mind that your cover is properly regulated.

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Car Insurance FAQs

Everything you need to know about car insurance in the UK.

There are three main types in the UK. Third party only is the legal minimum and covers damage you cause to others. Third party fire and theft adds cover if your car is stolen or damaged by fire. Fully comprehensive car insurance is the highest level of cover, protecting your own vehicle too — and is often cheaper than third party only. Read our guide on third party vs fully comprehensive for a full comparison.
Your age, driving history, the car you drive, where you live, your annual mileage and your job title all play a role. Vehicles in higher insurance groups cost more to cover. Adding a named driver or increasing your voluntary excess can help lower your quote. Our guide on how to lower your car insurance premium covers the most effective strategies.
Third party insurance only covers damage you cause to other people and their property. Comprehensive car insurance covers that plus damage to your own vehicle from accidents, vandalism and weather. Despite offering more protection, cheap fully comprehensive cover is often available at a similar price or less than third party only — because insurers view comprehensive drivers as lower risk. See our full comparison guide for more detail.
Yes. You must declare all modifications to your insurer, including performance upgrades, cosmetic changes like alloy wheels or tinted windows, and even small additions like dash cams. Failing to declare them could invalidate your policy entirely. Read our car modifications and insurance guide for a breakdown of how different changes affect your premium.
Each year you drive without making a claim earns you a no claims discount, which reduces your premium. After five or more years, this can cut your costs significantly. You can protect your bonus for a small fee, allowing limited claims without losing the discount. Your NCB transfers between insurers when you switch. Find out more in our no claims bonus protection guide.
Driving other cars (DOC) cover is not automatically included on most policies. Where it is included, you'll typically only have third party cover and you'll need the owner's permission. Never assume you're covered — always check your policy documents first.
Stop at the scene, exchange details with the other driver and take photos of any damage. Report the accident to your insurer even if you don't plan to claim. If anyone is injured or the other driver doesn't stop, report it to the police within 24 hours. Your insurer will guide you through the claims process.
Every insurer calculates risk differently, so prices for the same driver can vary by hundreds of pounds. Your renewal quote is rarely the cheapest option. When you compare car insurance quotes UK-wide from multiple providers, you're more likely to find a competitive deal. Our guide on how to compare cheap car insurance walks you through the process step by step.
Around three weeks before your renewal date. Insurers often offer the most competitive quotes during this window. Leaving it to the last minute can mean higher prices. Set a reminder 21 days before your policy expires and compare insurance quotes before auto-renewing.
Brumble connects you with a comparison tool that searches over 130 UK insurers in minutes. Enter your details once and see quotes side by side. The service is completely free with no obligation to buy.
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*51% of consumers could save £518.14 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from June 2025 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

Brumble.co.uk is an Introducer Appointed Representative (IAR) of Seopa Ltd for insurance mediation. Seopa Ltd are authorised and regulated by the Financial Conduct Authority (FCA FRN: 313860). Quotezone is a trading style of Seopa Ltd. Seopa Ltd is located at Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. The insurance quote system is independently owned and operated by Seopa Ltd. Brumble receive a commission for any policies purchased, at no cost to you.

Brumble.co.uk is an Introducer Appointed Representative (IAR) of Carfinance247 Limited. Carfinance247 Limited are authorised and regulated by the Financial Conduct Authority (FCA FRN: 653019). Carfinance247 are located at 5 Universal Square, Manchester, M12 6JH. Brumble receive a commission for any finance taken out, at no cost to you.

Be Clear Technologies are registered with the Information Commissioners Office under registration number: ZB959184

Information provided on our website relating to insurance or financial products is intended for editorial purposes only and not intended as a recommendation or financial advice.

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