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What Insurance Group Is a Peugeot 208?

Peugeot models typically sit in Groups 3 to 42. The 107, 108, and base 208 start in single digits, while the e-208 EV and 508 executive move into higher bands.

ModelTypical Insurance GroupEngine
107 (2005)31.0L
208 (2012)5-261.0-1.6L
108 (2014)6-131.0-1.2L
308 (2014)9-291.2-2.0L
2008 (2013)10-231.2-1.6L
3008 (2017)11-241.2-2.0L
5008 (2017)11-241.2-2.0L
508 (2018)22-341.5-2.0L
e-20826 - 32Electric
208 GTI (2013)30-341.6L Turbo

See how Peugeot models compare for reliability in our Peugeot reliability report.

Every car sold in the UK is assigned to one of 50 insurance groups by Thatcham Research and the ABI. Group 1 typically represents the lowest insurance cost, and group 50 the highest. Insurers generally use these groups as one factor when calculating your premium, alongside your age, location, driving history, and other personal details. For example, the base Peugeot 208 typically sits around Group 5, while the 208 GTI reaches Group 34.

Insurance groups set by Thatcham Research and the ABI.

How Much Does Peugeot Car Insurance Cost?

Peugeot models typically start at Group 3 (107) and reach Group 42, so insurance costs can vary significantly depending on which Peugeot you drive. The 208 is Peugeot's best-seller and starts in single digits at the base 1.0-litre trim. The e-208 electric version jumps to Groups 26-32.

Insurance groups are only one of several factors. Insurers may also weigh up your age, where you live, your annual mileage, your driving history, and any modifications to the car. Two drivers insuring the same Peugeot could receive very different quotes.

Whether you choose fully comprehensive, third party fire and theft, or third party only cover can also affect your premium. Comprehensive cover is often competitively priced compared to third party only.

The most reliable way to find your price is to compare quotes from multiple insurers.

Which Peugeot Models May Be Cheapest to Insure?

Based on typical Thatcham insurance group ratings, these four Peugeot models sit in the lowest group bands and may be worth shortlisting if keeping the premium down is a priority.

  1. 1. 107 (Group 3)

    Typically the cheapest Peugeot to insure. A discontinued city car with a 1.0-litre engine that sits at Group 3 across trims. Used market only, but plenty on sale.

  2. 2. 208 (Groups 5-26)

    Peugeot's best-selling supermini starts at Group 5. Base 1.0-litre trims are among the more affordable superminis to insure. Higher-spec trims and diesel variants move into the low 20s.

  3. 3. 108 (Groups 6-13)

    The successor to the 107. A city car in single-digit to low-teens groups. Often shares mechanicals with the Citroen C1 and Toyota Aygo.

  4. 4. 308 (Groups 9-29)

    Peugeot's family hatchback starts at Group 9. Base petrol trims are practical and affordable. Diesel trims typically sit higher.

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Peugeot Car Insurance for New Drivers

Peugeot has several models that may be practical first cars for new drivers. The 107 (Group 3) and 108 (Groups 6-13) both sit in low groups and are widely available on the used market. The base 208 (from Group 5) is a step up in size while staying in single-digit groups at the base trim.

A telematics policy could help new drivers demonstrate safe driving habits, which may lead to lower premiums over time. Black box devices or app-based policies typically monitor braking, cornering, and time of day, and reward safe driving with a lower renewal price.

If you are aged 17 to 21, see our dedicated young drivers insurance guide for more tips.

University students may also find our student car insurance guide helpful, particularly for advice on registering the car at the address where it is kept most often.

How to Get Cheaper Peugeot Car Insurance

Seven practical steps that could help reduce your Peugeot insurance premium.

1

Compare quotes from multiple insurers

Prices for the same car and driver can vary significantly between providers. Comparing quotes is typically the most effective way to find a competitive deal.

2

Start with the 107, 108 or base 208

All three sit in single-digit groups at the base trim. The 208 gives you the most modern option while keeping the premium low.

3

Think twice about the e-208

The e-208 (Groups 26-32) sits over 20 groups above the base petrol 208. Worth quoting both if you are open to an electric car, but be aware the group will typically move up.

4

Consider a telematics policy

A black box or app-based policy could reward safe driving with lower premiums, particularly for younger drivers.

5

Increase your voluntary excess

A higher excess typically means a lower premium, but make sure you could afford to pay it if you needed to make a claim.

6

Think about where you park

Parking off-road, in a garage, or on a driveway could reduce your premium compared to parking on the street.

7

Pay annually if you can

Monthly instalments could add interest to the overall cost, so paying upfront may save you money over the year.

Peugeot Car Insurance FAQs

The Peugeot 208 typically sits between Group 5 and Group 26 depending on the engine and trim. Base 1.0-litre trims start at Group 5, while higher-spec petrol and diesel trims move into the 20s. The 208 GTI reaches Group 34.
Peugeot car insurance costs can vary significantly depending on the model. The 107 sits at Group 3, and the 108 and 208 start in single digits, making them among the more affordable cars to insure. The e-208 electric version sits higher at Groups 26-32. Your personal circumstances also play a major role.
The Peugeot 107 typically sits at Group 3, which may make it the cheapest Peugeot to insure. The 208 starts at Group 5 in base 1.0-litre trim, and the 108 (Groups 6-13) is also relatively low-group.
Based on our analysis of DVSA MOT test data, Peugeot has an overall pass rate of 66.67% across the 2025 test year, based on 1.24 million tests. This sits below the 72.4% national average. You can see the full breakdown by model in our Peugeot reliability report.
The e-208 typically sits in Groups 26 to 32, while the base petrol 208 starts at Group 5. Choosing the electric version can move you up more than 20 groups from the entry petrol trim. Electric superminis often sit in higher groups than their petrol equivalents due to battery repair costs.
Comparing quotes from multiple insurers is typically the most effective way to find a competitive price. Choosing a lower-group model like the 107 or base 208, considering a telematics policy, and increasing your voluntary excess could all help reduce your premium.
Before buying any used car, it is worth checking its history for outstanding finance, write-off status, stolen records, and mileage discrepancies. You can run a full vehicle history check via Brumble.
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*51% of consumers could save £535.17 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from May 2026 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

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