Background
Sell Your Car

Car Insurance
for Your Citroen

Compare car insurance for your Citroen from 130+ UK insurers. See which models sit in the lowest insurance groups.

Compare quotes for your Citroen from 130+ UK insurers

You could save up to £535* when you compare today

See insurance groups for popular Citroen models

Partnered with Quotezone

?

Search Great Deals from Trusted UK Insurers

Plus over 120 more UK providers searched in one comparison

What Insurance Group Is a Citroen C3?

Citroen models typically sit in Groups 7 to 43. The C1 and C4 Cactus both start at Group 7, well below the middle of the Thatcham scale.

ModelTypical Insurance GroupEngine
C1 (2014)7-131.0-1.2L
C4 Cactus (2014)7-191.2-1.6L
Berlingo8 - 161.2-1.5L
C3 (2017)10-211.2-1.6L
C3 Aircross (2017)12-181.2-1.6L
C4 (2011)12-261.2-2.0L
C5 Aircross (2019)17-331.2-2.0L
Grand C4 SpaceTourer (2018)17-261.2-2.0L
e-C4 (2021)22-23Electric

See how Citroen models compare for reliability in our Citroen reliability report.

Every car sold in the UK is assigned to one of 50 insurance groups by Thatcham Research and the ABI. Group 1 typically represents the lowest insurance cost, and group 50 the highest. Insurers generally use these groups as one factor when calculating your premium, alongside your age, location, driving history, and other personal details. For example, the Citroen C1 starts at Group 7, while the C5 Aircross reaches Group 33.

Insurance groups set by Thatcham Research and the ABI.

How Much Does Citroen Car Insurance Cost?

Citroen models typically start at Group 7 (C1 and C4 Cactus) and reach Group 43 (older C6), so insurance costs can vary depending on which Citroen you drive. The C3 and C3 Aircross sit in moderate single-digit to low-teens groups and are popular family choices. Citroen's quirky styling does not push groups up. The C4 Cactus sits as low as Group 7.

Insurance groups are only one of several factors. Insurers may also weigh up your age, where you live, your annual mileage, your driving history, and any modifications to the car. Two drivers insuring the same Citroen could receive very different quotes.

Whether you choose fully comprehensive, third party fire and theft, or third party only cover can also affect your premium. Comprehensive cover is often competitively priced compared to third party only.

The most reliable way to find your price is to compare quotes from multiple insurers.

Which Citroen Models May Be Cheapest to Insure?

Based on typical Thatcham insurance group ratings, these four Citroen models sit in the lowest group bands and may be worth shortlisting if keeping the premium down is a priority.

  1. 1. C1 (Groups 7-13)

    Typically the cheapest Citroen to insure. A discontinued city car with 1.0 or 1.2-litre engines that starts at Group 7, well below the middle of the Thatcham scale.

  2. 2. C4 Cactus (Groups 7-19)

    A quirky crossover that starts at Group 7 for the 1.2 PureTech trim. Proof that unusual styling does not always mean higher insurance costs.

  3. 3. Berlingo (Groups 8-16)

    A versatile MPV starting at Group 8. A practical family option that stays in the low to mid teens across most trims.

  4. 4. C3 (Groups 10-21)

    A popular supermini starting at Group 10 for the base 1.2 PureTech trim. A comfortable everyday car with moderate insurance costs.

Want to see what you could pay? Compare Citroen car insurance quotes from 130+ UK insurers.

Compare Citroen Car Insurance Quotes

Compare quotes from 130+ UK insurers via Brumble in around 3 minutes.

Get Quotes

Citroen Car Insurance for New Drivers

Citroen has several models that may be practical first cars for new drivers. The C1 (Groups 7-13) sits low on the Thatcham scale, and the C3 (Groups 10-21) is a comfortable supermini. Both are widely available on the used market at competitive prices.

A telematics policy could help new drivers demonstrate safe driving habits, which may lead to lower premiums over time. Black box devices or app-based policies typically monitor braking, cornering, and time of day, and reward safe driving with a lower renewal price.

If you are aged 17 to 21, see our dedicated young drivers insurance guide for more tips.

University students may also find our student car insurance guide helpful, particularly for advice on registering the car at the address where it is kept most often.

How to Get Cheaper Citroen Car Insurance

Seven practical steps that could help reduce your Citroen insurance premium.

1

Compare quotes from multiple insurers

Prices for the same car and driver can vary between providers. Comparing quotes is typically the most effective way to find a competitive deal.

2

Start with the C1 or C4 Cactus

Both start at Group 7, making them two of the cheapest options in the Citroen range. The C4 Cactus offers crossover styling without a big group jump.

3

Consider the C3 or C3 Aircross

Popular family choices that sit in moderate single-digit to low-teens groups. Comfortable everyday cars without pushing premiums up too far.

4

Weigh up the e-C4 EV

The e-C4 (Groups 22-23) is competitively grouped for an electric vehicle. Worth quoting if you are open to an EV, since it sits below many EV rivals.

5

Consider a telematics policy

A black box or app-based policy could reward safe driving with lower premiums, particularly for younger drivers.

6

Increase your voluntary excess

A higher excess typically means a lower premium, but make sure you could afford to pay it if you needed to make a claim.

7

Pay annually if you can

Monthly instalments could add interest to the overall cost, so paying upfront may save you money over the year.

Citroen Car Insurance FAQs

The Citroen C3 typically sits between Group 10 and Group 21 depending on the engine and trim. Base 1.2-litre trims start at Group 10, which is moderate for a supermini.
Citroen car insurance costs can vary depending on the model. The C1 starts at Group 7 and the C4 Cactus also starts at Group 7. Larger models like the C5 Aircross reach Group 33, and the older C6 sits at Groups 41-43. Your personal circumstances also play a major role.
The Citroen C1 and C4 Cactus both start at Group 7, which may make them the cheapest Citroens to insure. Both sit low on the Thatcham scale, well below the halfway point.
Based on our analysis of DVSA MOT test data, Citroen has an overall pass rate of 63.47% across the 2025 test year. This sits below the 72.4% national average, so it may be worth reviewing individual model results before buying. You can see the full breakdown by model in our Citroen reliability report.
The Citroen e-C4 electric typically sits in Groups 22 to 23, which is competitive for an electric vehicle. The petrol C4 sits in Groups 12 to 26, so the electric version is roughly mid-range for the C4 family. Comparing quotes is the best way to see the real price difference.
Comparing quotes from multiple insurers is typically the most effective way to find a competitive price. Choosing a lower-group model like the C1 or C4 Cactus, considering a telematics policy, and increasing your voluntary excess could all help reduce your premium.
Before buying any used car, it is worth checking its history for outstanding finance, write-off status, stolen records, and mileage discrepancies. You can run a full vehicle history check via Brumble.
Brumble

Brumble® is a registered trademark of Be Clear Technologies Limited.

Subscribe to our newsletter

Get the latest money-saving tips and motoring guides delivered to your inbox.

*51% of consumers could save £535.17 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from May 2026 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

Brumble.co.uk is an Introducer Appointed Representative (IAR) of Seopa Ltd for insurance mediation. Seopa Ltd are authorised and regulated by the Financial Conduct Authority (FCA FRN: 313860). Quotezone is a trading style of Seopa Ltd. Seopa Ltd is located at Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. The insurance quote system is independently owned and operated by Seopa Ltd. Brumble receive a commission for any policies purchased, at no cost to you.

Be Clear Technologies Limited is registered in England and Wales (Company No. 16416180). Registered office: Northwood House, 138 Bromham Road, Bedford, England, MK40 2QW, United Kingdom. Be Clear Technologies Ltd. All Rights Reserved.

Be Clear Technologies Limited is registered with the Information Commissioners Office under registration number: ZB959184

Information provided on our website relating to insurance or financial products is intended for editorial purposes only and not intended as a recommendation or financial advice.

© 2026 Brumble Limited. All rights reserved.