
Compare car insurance for your Citroen from 130+ UK insurers. See which models sit in the lowest insurance groups.
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See insurance groups for popular Citroen models
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Citroen models typically sit in Groups 7 to 43. The C1 and C4 Cactus both start at Group 7, well below the middle of the Thatcham scale.
| Model | Typical Insurance Group | Engine |
|---|---|---|
| C1 (2014) | 7-13 | 1.0-1.2L |
| C4 Cactus (2014) | 7-19 | 1.2-1.6L |
| Berlingo | 8 - 16 | 1.2-1.5L |
| C3 (2017) | 10-21 | 1.2-1.6L |
| C3 Aircross (2017) | 12-18 | 1.2-1.6L |
| C4 (2011) | 12-26 | 1.2-2.0L |
| C5 Aircross (2019) | 17-33 | 1.2-2.0L |
| Grand C4 SpaceTourer (2018) | 17-26 | 1.2-2.0L |
| e-C4 (2021) | 22-23 | Electric |
See how Citroen models compare for reliability in our Citroen reliability report.
Every car sold in the UK is assigned to one of 50 insurance groups by Thatcham Research and the ABI. Group 1 typically represents the lowest insurance cost, and group 50 the highest. Insurers generally use these groups as one factor when calculating your premium, alongside your age, location, driving history, and other personal details. For example, the Citroen C1 starts at Group 7, while the C5 Aircross reaches Group 33.
Insurance groups set by Thatcham Research and the ABI.
Citroen models typically start at Group 7 (C1 and C4 Cactus) and reach Group 43 (older C6), so insurance costs can vary depending on which Citroen you drive. The C3 and C3 Aircross sit in moderate single-digit to low-teens groups and are popular family choices. Citroen's quirky styling does not push groups up. The C4 Cactus sits as low as Group 7.
Insurance groups are only one of several factors. Insurers may also weigh up your age, where you live, your annual mileage, your driving history, and any modifications to the car. Two drivers insuring the same Citroen could receive very different quotes.
Whether you choose fully comprehensive, third party fire and theft, or third party only cover can also affect your premium. Comprehensive cover is often competitively priced compared to third party only.
The most reliable way to find your price is to compare quotes from multiple insurers.
Based on typical Thatcham insurance group ratings, these four Citroen models sit in the lowest group bands and may be worth shortlisting if keeping the premium down is a priority.
1. C1 (Groups 7-13)
Typically the cheapest Citroen to insure. A discontinued city car with 1.0 or 1.2-litre engines that starts at Group 7, well below the middle of the Thatcham scale.
2. C4 Cactus (Groups 7-19)
A quirky crossover that starts at Group 7 for the 1.2 PureTech trim. Proof that unusual styling does not always mean higher insurance costs.
3. Berlingo (Groups 8-16)
A versatile MPV starting at Group 8. A practical family option that stays in the low to mid teens across most trims.
4. C3 (Groups 10-21)
A popular supermini starting at Group 10 for the base 1.2 PureTech trim. A comfortable everyday car with moderate insurance costs.
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Get QuotesCitroen has several models that may be practical first cars for new drivers. The C1 (Groups 7-13) sits low on the Thatcham scale, and the C3 (Groups 10-21) is a comfortable supermini. Both are widely available on the used market at competitive prices.
A telematics policy could help new drivers demonstrate safe driving habits, which may lead to lower premiums over time. Black box devices or app-based policies typically monitor braking, cornering, and time of day, and reward safe driving with a lower renewal price.
If you are aged 17 to 21, see our dedicated young drivers insurance guide for more tips.
University students may also find our student car insurance guide helpful, particularly for advice on registering the car at the address where it is kept most often.
Seven practical steps that could help reduce your Citroen insurance premium.
Compare quotes from multiple insurers
Prices for the same car and driver can vary between providers. Comparing quotes is typically the most effective way to find a competitive deal.
Start with the C1 or C4 Cactus
Both start at Group 7, making them two of the cheapest options in the Citroen range. The C4 Cactus offers crossover styling without a big group jump.
Consider the C3 or C3 Aircross
Popular family choices that sit in moderate single-digit to low-teens groups. Comfortable everyday cars without pushing premiums up too far.
Weigh up the e-C4 EV
The e-C4 (Groups 22-23) is competitively grouped for an electric vehicle. Worth quoting if you are open to an EV, since it sits below many EV rivals.
Consider a telematics policy
A black box or app-based policy could reward safe driving with lower premiums, particularly for younger drivers.
Increase your voluntary excess
A higher excess typically means a lower premium, but make sure you could afford to pay it if you needed to make a claim.
Pay annually if you can
Monthly instalments could add interest to the overall cost, so paying upfront may save you money over the year.