Compare car insurance for your Dacia from 130+ UK insurers. See which models sit in the lowest insurance groups.
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See insurance groups for popular Dacia models
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Dacia models typically sit in Groups 2 to 28. The Sandero starts at Group 2 and the entire range stays below Group 28, making Dacia one of the most affordable brands to insure overall.
| Model | Typical Insurance Group | Engine |
|---|---|---|
| Sandero (2013) | 2-12 | 0.9-1.5L |
| Logan MCV (2013) | 3-12 | 0.9-1.5L |
| Sandero Stepway (2013) | 7-11 | 0.9-1.5L |
| Duster (2018) | 10-22 | 1.0-1.5L |
| Jogger (2022) | 13-14 | 1.0-1.6L |
| Spring | 24 - 28 | Electric |
See how Dacia models compare for reliability in our Dacia reliability report.
Every car sold in the UK is assigned to one of 50 insurance groups by Thatcham Research and the ABI. Group 1 typically represents the lowest insurance cost, and group 50 the highest. Insurers generally use these groups as one factor when calculating your premium, alongside your age, location, driving history, and other personal details. For example, the Dacia Sandero starts at Group 2, while the Spring EV reaches Group 28.
Insurance groups set by Thatcham Research and the ABI.
Dacia models typically start at Group 2 (Sandero) and top out at Group 28 for the Spring electric, so the whole range sits well below the middle of the Thatcham scale. That is unusual and typically keeps insurance costs on the lower side. Even the Duster SUV starts from Group 5 in older models.
Insurance groups are only one of several factors. Insurers may also weigh up your age, where you live, your annual mileage, your driving history, and any modifications to the car. Two drivers insuring the same Dacia could receive very different quotes.
Whether you choose fully comprehensive, third party fire and theft, or third party only cover can also affect your premium. Comprehensive cover is often competitively priced compared to third party only.
The most reliable way to find your price is to compare quotes from multiple insurers.
Based on typical Thatcham insurance group ratings, these four Dacia models sit in the lowest group bands and may be worth shortlisting if keeping the premium down is a priority.
1. Sandero (Groups 2-12)
Typically the cheapest Dacia to insure and one of the cheapest cars in the UK. A supermini with 0.9 or 1.5-litre engines that starts at Group 2, near the bottom of the Thatcham scale.
2. Logan MCV (Groups 3-12)
An estate version of the Sandero starting at Group 3. Practical family space with insurance costs typically well below larger estates.
3. Sandero Stepway (Groups 7-11)
A raised, crossover-styled version of the Sandero starting at Group 7. A stylish alternative to the standard Sandero that stays in single-digit groups.
4. Duster (Groups 10-22)
A compact SUV starting at Group 10 for newer models, and even lower for older versions. One of the more affordable SUVs to insure in the UK.
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Get QuotesDacia has several models that may be practical first cars for new drivers. The Sandero (Groups 2-12) and Logan MCV (Groups 3-12) both start near the bottom of the Thatcham scale. Both are widely available new and used at very competitive prices.
A telematics policy could help new drivers demonstrate safe driving habits, which may lead to lower premiums over time. Black box devices or app-based policies typically monitor braking, cornering, and time of day, and reward safe driving with a lower renewal price.
If you are aged 17 to 21, see our dedicated young drivers insurance guide for more tips.
University students may also find our student car insurance guide helpful, particularly for advice on registering the car at the address where it is kept most often.
Seven practical steps that could help reduce your Dacia insurance premium.
Compare quotes from multiple insurers
Prices for the same car and driver can vary between providers. Comparing quotes is typically the most effective way to find a competitive deal.
Start with the Sandero
The Sandero starts at Group 2, one of the very lowest group ratings in the UK. If you want the cheapest Dacia to insure, this is usually where to look.
Consider the Duster for an affordable SUV
The Duster (Groups 10-22 for newer, from Group 5 in older models) is one of the more affordable SUVs to insure in the UK. Worth quoting if you need SUV space.
Weigh up the Spring EV
The Spring (Groups 24-28) is higher-group than the petrol range but still affordable for an electric vehicle. Worth quoting if you are open to going electric.
Consider a telematics policy
A black box or app-based policy could reward safe driving with lower premiums, particularly for younger drivers.
Increase your voluntary excess
A higher excess typically means a lower premium, but make sure you could afford to pay it if you needed to make a claim.
Pay annually if you can
Monthly instalments could add interest to the overall cost, so paying upfront may save you money over the year.
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