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Living or travelling in your campervan? Compare campervan insurance via Brumble, and get clear answers on the rules that come with van life.

You could save up to £160* on campervan insurance.

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What is van life insurance?

Van life (or vanlife) insurance is a way of describing insurance for a campervan or converted van you live in or travel in. It's usually arranged as a campervan or motorhome policy.

If you're living in a van that hasn't been converted, van insurance is likely to suit you better.

Via Brumble, you can compare campervan and motorhome insurance quotes from specialist UK insurers.

Getting a quote for van life

Answer every question honestly and accurately, based on how you really use your van.

  • Use the address where your van is registered and mostly kept.
  • Describe your van as it is today, including any conversion work.
  • Be accurate about your yearly mileage and how you use your van.

Not every policy may cover living in your van full time, so check with the insurer before you buy. If the details you give don't match how you use your van, it could affect your cover if you need to claim.

How much is van life insurance?

The price depends on things like:

  • The value, age and make of your campervan or van.
  • How many miles you drive each year.
  • Where it's kept overnight.
  • Security, such as alarms, immobilisers and trackers.
  • The ages, experience and claims history of the drivers.
  • Any conversion work or modifications.

Comparing quotes is the way to see what you could pay.

Campervan or van insurance?

If your van has been converted into a campervan, a campervan or motorhome policy is usually the place to start. If it's still mainly a working van, van insurance may suit it better.

The DVLA says the body type on your logbook (V5C) doesn't affect your vehicle's insurance category. Insurers make their own decisions, and some may ask what your V5C shows.

Is van life legal in the UK?

Where you can park and sleep overnight depends on local parking rules, the landowner's permission and any council orders.

Some councils use Public Spaces Protection Orders to restrict sleeping in vehicles in certain areas, and breaking one could lead to a fine. Check local signs and council rules before you stay overnight, and use campsites or places that allow overnight stays where you can.

Can I drink alcohol and sleep in my campervan?

Be careful. You can be charged with being in charge of a vehicle while over the drink-drive limit, even if you're not driving it. GOV.UK says this can lead to up to 3 months in prison, a fine of up to £2,500 and a possible driving ban.

What is the 3/3/3 rule for motorhomes?

It's a travel rule of thumb, not a law. It suggests driving no more than 300 miles a day, arriving by 3pm, and staying at least 3 nights in each place.

Many UK trips will be shorter than that, but the idea of slowing down and planning rest stops can help on any trip.

What will happen to motorhomes after 2030?

The government's plans to end the sale of new petrol and diesel vehicles apply to new vehicles only. It says existing petrol, diesel and hybrid cars and vans can still be driven and sold second-hand.

Licences and age

A standard car licence (category B) lets you drive a petrol or diesel campervan or motorhome with a maximum authorised mass (MAM) of up to 3,500kg. Between 3,500kg and 7,500kg MAM, you need a C1 licence.

From age 70, you must renew your licence every three years, and C1 entitlement has to be renewed by post.

Travelling abroad

Many campervan policies include some cover for driving in Europe, but the level of cover and the number of days allowed vary. Check with your insurer before you travel.

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Van Life Insurance FAQs.

Common questions about van life and campervan insurance.

You need at least third party cover to drive on the road. Most people use a campervan or motorhome policy. Answer every question honestly, based on how you really use your van, and check with the insurer that the policy covers it.
Where you can park and sleep overnight depends on local parking rules, the landowner's permission and any council orders. Some councils restrict sleeping in vehicles in certain areas, so check local signs and rules.
It depends on where you park. Check parking rules, the landowner's permission and any council orders, and use campsites or places that allow overnight stays where you can.
Be careful. You can be charged with being in charge of a vehicle while over the limit, even if you're not driving. GOV.UK says this can lead to up to 3 months in prison, a fine of up to £2,500 and a possible driving ban.
Use the address where your van is registered and mostly kept, and answer every question honestly.
You can compare campervan insurance quotes via Brumble. Not every policy may cover living in your van full time, so answer every question honestly and check with the insurer that the policy covers the way you use your van.
It's a travel rule of thumb, not a law: drive no more than 300 miles a day, arrive by 3pm, and stay at least 3 nights in each place.
The government's plans to end the sale of new petrol and diesel vehicles apply to new vehicles only. It says existing petrol, diesel and hybrid cars and vans can still be driven and sold second-hand.
From age 70, you must renew your licence every three years. To drive vehicles between 3,500kg and 7,500kg maximum authorised mass (MAM), you need C1 entitlement, which has to be renewed by post.
Yes. A conversion changes your vehicle, so your insurer needs to know. Where possible, include details like windows, bed or seating, a kitchen, electrics and any roof changes.
Many policies include some European cover, but the level of cover and number of days vary. Check with your insurer before you travel.

Sources: GOV.UK guidance on drink-driving penalties, driving licence categories and renewing your licence at 70; the government's response on ending the sale of new petrol and diesel cars and vans; the Sentencing Council; DVLA guidance on converting a vehicle into a motor caravan; local council information on Public Spaces Protection Orders. Checked October 2026.

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*51% of consumers could save £160.21 on their Motorhome Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd's insurance comparison website. This is based on representative cost savings from May 2026. The savings you could achieve are dependent on your individual circumstances.

Brumble.co.uk is an Introducer Appointed Representative (IAR) of Seopa Ltd for insurance mediation. Seopa Ltd are authorised and regulated by the Financial Conduct Authority (FCA FRN: 313860). Quotezone is a trading style of Seopa Ltd. Seopa Ltd is located at Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. The insurance quote system is independently owned and operated by Seopa Ltd. Brumble receive a commission for any policies purchased, at no cost to you.

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