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Compare campervan insurance quotes via Brumble for VWs, Fords, Fiats and your own conversion. Plus what affects the price and how to keep it down.

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What is campervan insurance?

Campervan insurance, sometimes written as camper van insurance, covers your campervan on the road, like car insurance covers a car. It's usually arranged as a motorhome policy, which is designed for vehicles you sleep and travel in.

Depending on the policy, it may also include cover for things like your belongings inside, breakdown, and travel in Europe. What's included varies, so check with the insurer when you compare.

What insurance do I need for a campervan?

You must have at least third party insurance to drive your campervan on the road. Most owners use a motorhome or campervan policy, which can suit a vehicle used for leisure and travel. Via Brumble, you can compare quotes from specialist UK insurers.

If you've converted a van yourself, tell your insurer. The DVLA says the body type on your logbook (V5C) doesn't affect your vehicle's insurance category. Insurers make their own decisions, and some may ask what your V5C shows, so give them the full details of your conversion where possible.

Living in your campervan, or away on long trips? See van life insurance.

Can I drive a campervan on my car insurance?

Usually not. A car insurance policy covers the car named on it. Some policies include limited cover to drive other vehicles, but this often doesn't include campervans, so check with your insurer before you drive.

On licences: a standard car licence (category B) lets you drive a petrol or diesel campervan or motorhome with a maximum authorised mass (MAM) of up to 3,500kg. Between 3,500kg and 7,500kg MAM, you need a C1 licence. From age 70, you must renew your licence every three years, and C1 entitlement has to be renewed by post.

How much is campervan insurance?

The price depends on things like:

The value, age and make of your campervan.
How many miles you drive each year.
Where it's kept overnight and when it's not in use.
Security, such as alarms, immobilisers and trackers.
The ages, experience and claims history of the drivers.
Any conversion work or modifications.

Is it cheaper than van insurance? It can be, as campervans are often used less and kept mainly for leisure, but it depends on the vehicle and how you use it.

How to keep campervan insurance costs down

Set a realistic yearly mileage. Many campervans cover fewer miles than an everyday vehicle.
Keep it somewhere secure, such as a locked compound, a garage or a driveway.
Fit approved security, like an alarm, immobiliser or tracker.
Pay for the year upfront if you can. It usually costs less than paying monthly.
Think carefully about your voluntary excess. A higher excess can lower the price, but make sure you could afford it if you claim.
Compare quotes before you renew.

Popular campervans and why people choose them

Many campervans are built on a handful of popular vans. Some are factory-built by the van maker, like the VW California or the Ford Nugget. Many more are conversions, done by a specialist converter or by the owner.

Knowing your base van, and whether it's factory-built or a conversion, will help when you compare quotes. Here are some of the popular choices and why people often choose them.

Popular campervan bases, factory-built versions and why people often choose them
Base van	Factory-built campervan	Typical size	Often chosen for
Volkswagen Transporter (T5, T6, T6.1)	VW California	Medium	A size that's big enough to sleep in but easy to drive every day, with lots of conversion options.
Ford Transit Custom	Ford Nugget	Medium	A roomy, practical base for conversions, with the factory-built Nugget as an option.
Fiat Ducato	None from Fiat. Widely used as a base for conversions and motorhomes	Large	Longer trips and bigger builds, with room for a fixed bed and more living space.
Mercedes-Benz Vito, V-Class and Sprinter	Mercedes-Benz Marco Polo	Medium to large	Comfort and a premium feel, from the compact Marco Polo to roomy Sprinter builds.
Peugeot Boxer and Citroen Relay	None from the maker. Often used for conversions	Large	Larger conversions, as they're closely related to the Fiat Ducato.
Renault Trafic and Vauxhall Vivaro	None from the maker. Often used for conversions	Medium	A practical mid-size base that's easy to drive and park.
Mazda Bongo	Bongo Friendee (usually imported from Japan)	Compact	Compact weekends away, with a pop-top roof on many models.

Sizes are typical and vary by model and build. Weight affects which licence you need: a car licence covers petrol and diesel vehicles up to 3,500kg maximum authorised mass (MAM). Whatever you drive, tell your insurer about any conversion, pop-top roof or import.

So whether you need VW campervan insurance or cover for a Ford Nugget, you can compare quotes via Brumble.

Converted and self-built campervans

If you've converted a van into a campervan, or you're part way through a build, tell your insurer about the work. For the DVLA to change the body type to motor caravan, a conversion needs certain internal features (seats and a table, sleeping, cooking and storage) and external features that make it look like a motor caravan in traffic.

Even if the body type isn't changed, the DVLA says the vehicle can still be used as a motor caravan, as long as you're satisfied it meets the required internal features.

Taking your campervan abroad

Many campervan policies include some cover for driving in Europe, but the level of cover and the number of days allowed vary. Check with your insurer before you travel, and look at breakdown cover for abroad too.

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Campervan Insurance FAQs.

Common questions about campervan insurance.

It depends on you, your campervan and how you use it. Each insurer prices risk differently, so comparing quotes is the way to see what you could pay.

It can be, as campervans are often used less and kept mainly for leisure. But it depends on the vehicle, its value and how you use it.

Usually not. Car insurance covers the car named on your policy. Any cover to drive other vehicles is often limited and may not include campervans, so check with your insurer first.

Yes, if it's petrol or diesel and its maximum authorised mass (MAM) is up to 3,500kg. Between 3,500kg and 7,500kg MAM, you need a C1 licence.

You need at least third party cover to drive on the road. Most owners use a motorhome or campervan policy. If you've converted a van, give your insurer the full details of the conversion where possible.

The DVLA says the body type doesn't affect your vehicle's insurance category. Insurers make their own decisions and some may ask what your V5C shows, so give them the full details where possible.

Things like the campervan's value, where it's kept, your mileage, security and the drivers' history all affect the price. Comparing quotes and setting a realistic mileage could help.

Yes. A conversion changes your vehicle, so tell your insurer. If you don't, your cover could be affected.

It depends on how your campervan is registered, its age and its emissions. You can check a vehicle’s tax status with our car tax checker.

Many policies include some European cover, but the level of cover and number of days vary. Check with your insurer before you travel.

Insurers set their own age limits. On licences, from age 70 you must renew every three years, and C1 entitlement for heavier vehicles has to be renewed by post.

Sources: DVLA guidance on converting a vehicle into a motor caravan, and GOV.UK guidance on driving licence categories and renewing your licence at 70. Checked October 2026.

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