Motorhome insurance from trusted UK providers. Compare quotes in minutes and find cover for your campervan, A-class, coachbuilt, or self-build motorhome.
Compare motorhome insurance from trusted UK providers.
Cover for campervans, coachbuilts, A-class, and self-builds.
Comprehensive, third party, and specialist policies.
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225,000
Motorhomes registered in the UK
National Caravan Council
20.2%
Increase in new motorhome registrations in 2024
NCC, 2024
£1.5 billion
UK motorhome market value
Industry estimates, 2024
2,500+
Touring campsites across the UK
Caravan and Motorhome Club
The UK motorhome market has grown steadily since the pandemic, with more people choosing self-contained travel for both UK staycations and European touring. New motorhome registrations rose 20.2% in 2024, and the market is now worth an estimated £1.5 billion. The Caravan and Motorhome Club operates over 2,500 touring sites across the UK, with the most popular destinations including Cornwall, the Lake District, the Scottish Highlands, North Yorkshire, and Pembrokeshire.
Brumble analysis of NCC registration data shows new motorhome registrations in the UK reached a record 16,668 in 2025, surpassing the previous peak of 15,342 in 2017 and 2019. The market dipped sharply during the pandemic in 2020 and again in 2022 as the cost of living crisis hit consumer confidence, but has since recovered strongly.
While Germany dominates the European motorhome market with over 74,000 new registrations in 2024, the UK has been the fastest-growing major market, with registrations rising 34.6% year on year to 16,447 units. France, the second-largest market, grew 10.3% to 26,396 units. Italy remains the smallest of the four major markets but saw strong growth of 19.4%.
Brumble analysis of NCC/DVLA motorhome registration data and NCC/ECF European motorhome registration statistics.
The cost of motorhome insurance depends on several factors, and there is no single average that applies to everyone. The biggest factors are:
This is the single biggest factor. A £15,000 campervan conversion will likely cost less to insure than an £80,000 A-class motorhome.
A locked compound or CASSOA-registered site could mean a lower premium than on-street parking.
Holiday-only use with low annual mileage is typically cheaper than year-round commuting or full-time living.
The best way to see what you would pay is to compare quotes. Enter your details once and get prices from multiple UK providers in minutes.
Just like car insurance, you need at least third party cover to drive a motorhome on UK roads.
The highest level of cover. Protects your motorhome against accidental damage, theft, fire, and third party claims. Recommended for most motorhome owners given the high value of the vehicle and its contents.
Covers damage and injury you cause to others, plus protection if your motorhome is stolen or damaged by fire. Suitable for older or lower-value vehicles.
The legal minimum. Covers injury and damage to other people and their property. Provides no cover for your own motorhome. Not recommended for most owners due to the high cost of repairs and replacement.
Whether you own a factory-built motorhome, a self-build campervan conversion, or a classic vehicle, there are specialist policies designed for your situation. Here are the main types of cover available.
If you have converted a panel van into a campervan, you need specialist cover. Standard car or van insurance will not cover the conversion, fitted equipment, or overnight use. Campervan conversion insurance covers the base vehicle plus the value of your conversion work, fitted kitchen, electrics, and interior. Some policies also cover the vehicle while the conversion is still in progress.
Short-term cover from one day to 28 days. Useful if you are borrowing a motorhome, test driving before buying, or taking a one-off trip. Temporary motorhome insurance gives you fully comprehensive cover without committing to a full annual policy.
Specialist cover for vintage and classic motorhomes, typically vehicles over 15 to 20 years old. Classic policies often include agreed value cover, which guarantees a fixed payout if the vehicle is written off or stolen, protecting owners of appreciating or rare models.
A separate policy that reimburses you for the excess you pay on your main motorhome insurance if you make a claim. Motorhome insurance excesses can be high, often £500 to £1,000 or more, so excess insurance can save you a significant amount if you need to claim.
If you plan to tour in Europe, check whether your policy includes European cover and for how long. Many UK policies include 90 days of European cover as standard, but some limit this or charge extra. Breakdown cover abroad is also worth considering.
If you are building a campervan from scratch, you need cover during the build process as well as for the finished vehicle. Self-build campervan insurance covers the base vehicle and can be extended to cover the conversion as it progresses. Once complete, you switch to a standard campervan conversion policy.
Higher value motorhomes cost more to insure. A-class and American RVs attract the highest premiums.
Newer motorhomes cost more to replace but may have better security. Older vehicles may need specialist or classic cover.
Motorhomes over 3,500kg require a C1 licence and may attract different premium rates.
Where you keep your motorhome when not in use matters. A secure compound or driveway is cheaper than on-street parking.
How often and how far you travel affects your premium. Occasional use and low mileage are cheaper than full-time living.
If you tour in Europe, your insurer needs to know. Some policies include European cover, others charge extra.
Approved alarms, immobilisers, tracking devices, and wheel locks can all help reduce your premium.
Self-build conversions, additional equipment, solar panels, and upgraded fixtures all need to be declared and covered.
Motorhome insurance has some unique considerations compared to standard car insurance. Make sure your policy covers the things that matter most.
Cover for items inside your motorhome including clothing, electronics, cooking equipment, and personal possessions.
Protection for your awning and attached equipment against accidental damage, storm damage, and theft.
Many motorhome owners travel abroad. Check how many days of European cover are included and what level of protection applies.
Specialist motorhome breakdown cover is important as not all standard breakdown services can recover larger vehicles.
Some policies offer new-for-old replacement if your motorhome is written off within the first year or two of ownership.
Cover while your motorhome is in storage during winter months, protecting against theft, fire, storm damage, and vandalism.
There are several effective ways to reduce the cost of insuring your motorhome.
Motorhome insurance prices vary between providers. Comparing is the most effective way to find a competitive price. You can also compare car insurance, van insurance, and motorbike insurance if you need cover for other vehicles.
Keeping it in a locked compound, garage, or CASSOA-registered storage site could help reduce your premium versus on-street parking.
Thatcham-approved alarms, immobilisers, tracking devices, and steering locks could all help reduce your premium.
Some insurers offer discounts to members of recognised clubs like The Caravan and Motorhome Club or The Camping and Caravanning Club.
If you only use your motorhome for occasional trips, a lower declared mileage could mean a lower premium.
Monthly payments add interest. Paying upfront typically works out cheaper.
European cover, legal expenses, and other add-ons increase your premium. Only add what you genuinely need.
Use our free tools to check your motorhome's MOT status, tax and ULEZ compliance before you compare insurance.
Speed limits for motorhomes depend on the vehicle's weight. Motorhomes up to 3,050kg unladen follow the same limits as cars. Heavier motorhomes have lower limits on single carriageways and dual carriageways.
| Road Type | Up to 3,050kg | 3,050kg to 3,500kg | Over 3,500kg |
|---|---|---|---|
| Built-up areas | 30 mph | 30 mph | 30 mph |
| Single carriageway | 60 mph | 50 mph | 50 mph |
| Dual carriageway | 70 mph | 60 mph | 60 mph |
| Motorway | 70 mph | 70 mph | 60 mph |
These are the national speed limits. Local speed limits shown on signs always take priority. If your motorhome tows a trailer, lower limits apply on single carriageways (50 mph) and dual carriageways (60 mph) regardless of the motorhome's weight. Always check your V5C for your motorhome's unladen weight to confirm which limits apply to you.
Source: Highway Code, GOV.UK.
Enter your details once and compare motorhome insurance quotes from UK providers in minutes.
Whether you own a campervan, coachbuilt, A-class, panel van conversion, or self-build, you can compare quotes for your vehicle.
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Compare Quotes NowEverything you need to know about motorhome insurance in the UK.
Content produced by
Ryan is the founder of Brumble and has over a decade of experience in the UK motor finance and insurance industry. He created Brumble to make it easier for UK drivers to understand the insurance and finance world by cutting through the jargon.
Originally published: 21 April 2026 · Last updated: 30 May 2026
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