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Motorhome insurance from trusted UK providers. Compare quotes in minutes and find cover for your campervan, A-class, coachbuilt, or self-build motorhome.

Compare motorhome insurance from trusted UK providers.

Cover for campervans, coachbuilts, A-class, and self-builds.

Comprehensive, third party, and specialist policies.

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How Much Does Motorhome Insurance Cost?

The cost of motorhome insurance depends on several factors, and there is no single average that applies to everyone. The biggest factors are:

Your Vehicle's Value

This is the single biggest factor. A £15,000 campervan conversion will likely cost less to insure than an £80,000 A-class motorhome.

Where You Store It

A locked compound or CASSOA-registered site could mean a lower premium than on-street parking.

How You Use It

Holiday-only use with low annual mileage is typically cheaper than year-round commuting or full-time living.

The best way to see what you would pay is to compare quotes. Enter your details once and get prices from multiple UK providers in minutes.

Types of Motorhome Insurance Cover

Just like car insurance, you need at least third party cover to drive a motorhome on UK roads.

Comprehensive

The highest level of cover. Protects your motorhome against accidental damage, theft, fire, and third party claims. Recommended for most motorhome owners given the high value of the vehicle and its contents.

Third Party, Fire & Theft

Covers damage and injury you cause to others, plus protection if your motorhome is stolen or damaged by fire. Suitable for older or lower-value vehicles.

Third Party Only

The legal minimum. Covers injury and damage to other people and their property. Provides no cover for your own motorhome. Not recommended for most owners due to the high cost of repairs and replacement.

What Should Motorhome Insurance Cover?

Motorhome insurance has some unique considerations compared to standard car insurance. Make sure your policy covers the things that matter most.

Contents & Personal Belongings

Cover for items inside your motorhome including clothing, electronics, cooking equipment, and personal possessions.

Awning Cover

Protection for your awning and attached equipment against accidental damage, storm damage, and theft.

European Cover

Many motorhome owners travel abroad. Check how many days of European cover are included and what level of protection applies.

Breakdown Cover

Specialist motorhome breakdown cover is important as not all standard breakdown services can recover larger vehicles.

New for Old

Some policies offer new-for-old replacement if your motorhome is written off within the first year or two of ownership.

Storage Cover

Cover while your motorhome is in storage during winter months, protecting against theft, fire, storm damage, and vandalism.

How to Get Cheaper Motorhome Insurance

There are several effective ways to reduce the cost of insuring your motorhome.

1

Compare quotes from multiple providers

Motorhome insurance prices vary between providers. Comparing is the most effective way to find a competitive price. You can also compare car insurance, van insurance, and motorbike insurance if you need cover for other vehicles.

2

Store your motorhome securely

Keeping it in a locked compound, garage, or CASSOA-registered storage site could help reduce your premium versus on-street parking.

3

Fit approved security

Thatcham-approved alarms, immobilisers, tracking devices, and steering locks could all help reduce your premium.

4

Join a motorhome owners club

Some insurers offer discounts to members of recognised clubs like The Caravan and Motorhome Club or The Camping and Caravanning Club.

5

Limit your mileage

If you only use your motorhome for occasional trips, a lower declared mileage could mean a lower premium.

6

Pay annually

Monthly payments add interest. Paying upfront typically works out cheaper.

7

Only add extras you need

European cover, legal expenses, and other add-ons increase your premium. Only add what you genuinely need.

Why Compare Motorhome Insurance via Brumble?

One Search, Multiple Quotes

Enter your details once and compare motorhome insurance quotes from UK providers in minutes.

All Motorhome Types Covered

Whether you own a campervan, coachbuilt, A-class, panel van conversion, or self-build, you can compare quotes for your vehicle.

Free, No Obligation

The comparison service is completely free. Compare quotes, review your options, and only buy if you find cover that suits you.

Ready to Compare Motorhome Insurance?

See if you can find competitive cover for your motorhome from trusted UK providers.

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Motorhome Insurance FAQs

Everything you need to know about motorhome insurance in the UK.

Yes. Like any motor vehicle, your motorhome needs at least third party insurance to be driven on UK roads. The only exception is if it is declared off the road with a SORN, in which case it does not need to be insured or taxed.
Costs vary widely depending on the type and value of your motorhome, where you store it, your driving history, and how you use it. Smaller campervans can be insured from a few hundred pounds, while larger high-value motorhomes cost more. Comparing quotes is the best way to find a competitive price. For more tips on reducing insurance costs, read our guide on how to lower your insurance premium.
Motorhome insurance covers vehicles where the living space is built into the vehicle body, such as coachbuilt and A-class motorhomes. Campervan insurance covers converted panel vans. Both require specialist motor insurance rather than standard car insurance. Many providers cover both types under the same policy.
Not always as standard. Some comprehensive policies include contents cover, but others require it as an add-on. If you carry valuable items in your motorhome, check whether your policy covers personal belongings and what the limit is.
Most comprehensive policies include some European cover, typically 30 to 90 days per year. The level of cover abroad may be reduced to third party only. Check your policy before travelling and consider additional European breakdown cover.
It depends on the weight of the motorhome and when you passed your driving test. If you passed before January 1997, your licence covers vehicles up to 7.5 tonnes. If you passed after, your standard licence covers vehicles up to 3.5 tonnes. Larger motorhomes may require a C1 category on your licence.
If your motorhome is on a public road, it must be insured and taxed at all times. If it is stored off-road and declared SORN, insurance is not legally required but is still recommended to protect against theft, fire, and weather damage.
Brumble connects you with a comparison tool that searches motorhome insurance quotes from UK providers in minutes. Compare prices and cover levels side by side. The service is free with no obligation.
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Motorhome insurance prices vary depending on the type and value of your vehicle, your driving history, and your individual circumstances. Compare quotes to find cover that suits your needs.

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