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Brumble Policy.

Terms and Conditions

Updated: 1st October, 2025

Summary of Key Terms

This summary is for your reference only and does not form part of the Terms and Conditions.

  • Your use of our website Brumble.co.uk (the "Site") and/or the Brumble mobile app (the "App") is subject to all of the Terms and Conditions set out below. By using our Site and/or our App, you confirm that you accept the Terms and Conditions and you agree to comply with them - if you do not agree to the Terms and Conditions, please stop using the Site and our App immediately.
  • The Site and our App are for your personal use only. You may not exploit the Site for any commercial purposes.
  • The Site is for customers who are located in the UK only.
  • The Site may only be used by individuals aged 17 or over.
  • The comparison service is free for you to use. When you purchase a product or service through our Site, we receive a fee and/or commission from the provider. This does not affect how we compare or rank the options provided to you in the results.
  • It's your sole responsibility to ensure that the information you provide when using the Site or which is pre-populated for you is accurate and complete. If it isn't, a product or service that you obtain via our Site may not be valid or accurate and you may be subject to additional charges.
  • It's also your responsibility to ensure that the product or service matches your requirements.
  • If you purchase a product or service through our Site, you will also be subject to the provider's terms of use and privacy policy (which will be different from ours) and you should read those carefully.
  • We may amend these terms and conditions at any time by updating this page, so you should check these Terms and Conditions each time you use the Site.

1. About Us and These Terms

1.1 Who We Are

These Terms and Conditions ("Terms") govern your use of the services provided by BE CLEAR TECHNOLOGIES LTD, a company registered in England and Wales (company number 16416180) with its registered office at Northwood House, 138 Bromham Road, England, MK40 2QW, trading as "Brumble" ("we", "us", "our").

1.2 Contact Information

1.3 Acceptance of Terms

By accessing or using our Site or App, you confirm that you accept these Terms and agree to comply with them. If you do not agree to these Terms, you must not use our services.

2. Our Services

2.1 What We Do

Brumble introduces you to comparison services to help you find and compare products and services from various providers. The platform allows you to:

  • Compare prices, features, and terms from multiple providers
  • Access information about products and services
  • Connect with providers to obtain quotes or make purchases
  • Save comparisons and preferences for future use

2.2 Free Service

The comparison service is provided to you free of charge. We generate revenue through commissions and fees paid by providers when you make purchases through our platform.

2.3 Commission and Fee Disclosure

When you purchase a product or service through our Site, we may receive:

  • A commission from the provider
  • A referral fee
  • Other forms of compensation

This compensation does not affect how we compare or rank products and services. We are committed to providing fair and unbiased comparisons.

3. Eligibility and Use

3.1 Age Requirement

You must be at least 17 years old to use our services. By using our Site or App, you confirm that you meet this age requirement.

3.2 Geographic Restrictions

Our services are available to residents of the United Kingdom only. You may not use our services if you are located outside the UK.

3.3 Personal Use Only

Our services are for your personal, non-commercial use only. You may not:

  • Use our services for commercial purposes
  • Resell or redistribute our services
  • Use our services on behalf of third parties without our written consent

3.4 Account Registration

Some features may require you to create an account. When registering, you must:

  • Provide accurate and complete information
  • Keep your account information up to date
  • Maintain the confidentiality of your login credentials
  • Notify us immediately of any unauthorized use

4. Your Responsibilities

4.1 Information Accuracy

You are solely responsible for ensuring that all information you provide is accurate, complete, and up to date. This includes:

  • Personal details and contact information
  • Financial information
  • Preferences and requirements
  • Any other information relevant to the comparison

4.2 Consequences of Inaccurate Information

If you provide inaccurate or incomplete information:

  • Products or services obtained may not be valid or suitable
  • You may be subject to additional charges or premiums
  • Providers may refuse to provide services
  • Your insurance or other coverage may be invalid

4.3 Product Suitability

You are responsible for:

  • Ensuring any product or service meets your specific needs
  • Reading and understanding provider terms and conditions
  • Verifying all details before making a purchase
  • Seeking professional advice where appropriate

5. Use of Our Platform

5.1 Acceptable Use

You agree to use our services only for lawful purposes and in accordance with these Terms. You must not:

  • Violate any applicable laws or regulations
  • Provide false or misleading information
  • Interfere with or disrupt our services
  • Attempt to gain unauthorized access to our systems
  • Use automated systems to access our services without permission
  • Engage in any activity that could damage our reputation

5.2 Prohibited Activities

You must not:

  • Copy, modify, or distribute our content without permission
  • Use our services to commit fraud or other illegal activities
  • Harass, threaten, or abuse other users or our staff
  • Upload or transmit viruses, malware, or other harmful code
  • Attempt to reverse engineer our software or systems

6. Third-Party Providers

6.1 Independent Providers

The products and services available through our platform are provided by independent third-party providers. We are not a provider of these products or services.

6.2 Provider Terms

When you purchase a product or service through our platform:

  • You enter into a direct relationship with the provider
  • You are subject to the provider's terms and conditions
  • You are subject to the provider's privacy policy
  • We are not responsible for the provider's performance

6.3 Provider Information

We strive to ensure that provider information is accurate and up to date, but we cannot guarantee its completeness or accuracy.

7. Intellectual Property

7.1 Our Content

All content on our Site and App, including text, graphics, logos, images, and software, is owned by us or our licensors and is protected by intellectual property laws.

7.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to use our services for personal purposes in accordance with these Terms.

7.3 Restrictions

You may not:

  • Reproduce, distribute, or publicly display our content
  • Create derivative works based on our content
  • Use our trademarks or branding without permission
  • Remove or alter any copyright or proprietary notices

8. Privacy and Data Protection

8.1 Privacy Policy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information.

8.2 Data Processing

By using our services, you consent to our processing of your personal data in accordance with our Privacy Policy and applicable data protection laws.

9. Disclaimers and Limitations

9.1 Service Availability

We aim to provide our services continuously, but we cannot guarantee that our Site or App will always be available or error-free.

9.2 Information Accuracy

While we strive to provide accurate information, we do not warrant that:

  • All information is complete, accurate, or up to date
  • Our services will meet your specific requirements
  • Our services will be uninterrupted or error-free

9.3 Limitation of Liability

To the fullest extent permitted by law, we exclude liability for:

  • Any loss or damage arising from your use of our services
  • Any loss of profit, business, or revenue
  • Any indirect, consequential, or punitive damages
  • Any loss arising from third-party providers

9.4 Maximum Liability

Our total liability to you for any claim arising from these Terms or your use of our services shall not exceed £100.

10. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, losses, or expenses arising from:

  • Your use of our services
  • Your violation of these Terms
  • Your violation of any applicable laws
  • Any information you provide through our services

11. Termination

11.1 Termination by You

You may stop using our services at any time by ceasing to access our Site or App.

11.2 Termination by Us

We may terminate or suspend your access to our services immediately if you:

  • Violate these Terms
  • Engage in fraudulent or illegal activities
  • Cause harm to our business or reputation

11.3 Effect of Termination

Upon termination:

  • Your right to use our services ends immediately
  • We may delete your account and associated data
  • Provisions that should survive termination will continue to apply

12. Changes to These Terms

12.1 Right to Modify

We may modify these Terms at any time by updating this page. Changes will be effective immediately upon posting.

12.2 Your Responsibility

You should review these Terms regularly. Your continued use of our services after changes are posted constitutes acceptance of the modified Terms.

12.3 Notification

For significant changes, we may notify you by email or through our Site or App.

13. General Provisions

13.1 Entire Agreement

These Terms, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and us.

13.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue to apply.

13.3 Waiver

Our failure to enforce any provision of these Terms does not constitute a waiver of that provision.

13.4 Assignment

You may not assign your rights or obligations under these Terms without our written consent. We may assign our rights and obligations without restriction.

13.5 Governing Law

These Terms are governed by English law and subject to the exclusive jurisdiction of the English courts.

13.6 Consumer Rights

Nothing in these Terms affects your statutory consumer rights under UK law.

14. Complaints and Disputes

14.1 Complaints Procedure

If you have a complaint about our services, please contact us at complaints@brumble.co.uk. We will investigate and respond to your complaint promptly.

14.2 Alternative Dispute Resolution

If we cannot resolve your complaint through our internal procedures, you may be able to refer the matter to an alternative dispute resolution scheme.

14.3 Legal Action

You have the right to take legal action in the UK courts if you are not satisfied with our response to your complaint.

15. Contact Information

If you have any questions about these Terms, please contact us:

BE CLEAR TECHNOLOGIES LTD trading as Brumble

These Terms and Conditions are governed by English law and are effective as of 1st October, 2025.

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Brumble

Copyright © 2025 Brumble. All rights reserved.
Registered Office: Northwood House, 138 Bromham Road, England, MK40 2QW

Company Number: 16416180

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Brumble.co.uk is an Introducer Appointed Representative (IAR) of Seopa Ltd. Seopa Ltd are authorised and regulated by the Financial Conduct Authority (FCA FRN: 313860). Quotezone is a trading style of Seopa Ltd. Seopa Ltd is located at Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. The insurance quote system is independently owned and operated by Seopa Ltd. Brumble receive a commission for any policies purchased, at no cost to you.

Brumble® is a registered trademark of Be Clear Technologies Limited.

Be Clear Technologies are registered with the Information Commissioners Office under registration number: ZB959184

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