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Campervan Conversion Insurance.

Converted a van yourself, or part way through a build? Compare campervan insurance via Brumble, and find out what to tell your insurer and the DVLA.

You could save up to £160* on campervan insurance.

Cover for converted and self-build campervans.

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What is campervan conversion insurance?

Campervan conversion insurance covers a van that's been converted into a campervan, whether by a professional converter or self-converted by you. It's also called converted campervan insurance, van conversion insurance or self build campervan insurance, and it's usually arranged as a motorhome or campervan policy.

Via Brumble, you can compare quotes from specialist UK insurers.

Do you have to tell your insurer about a van conversion?

Yes. A conversion changes your vehicle, so your insurer needs to know. This includes things like:

  • Windows added or changed.
  • A bed, seating or a table.
  • A kitchen, cooker or gas system.
  • Electrics, a leisure battery or solar panels.
  • A pop-top or high-top roof.

If you don't tell your insurer, it could affect your cover if you need to claim.

What the DVLA says about converted vans

The DVLA says the body type on your logbook (V5C) doesn't affect your vehicle's insurance category or the speed limits that apply to it. It's used to describe what the vehicle looks like.

It also says a converted van can still be used as a motor caravan even if the body type isn't changed, as long as you're satisfied it meets the required internal features. There are four:

  • Seats and a table (the table top can be removable), fixed in the living area.
  • Sleeping accommodation, such as a bed or seats that convert into a bed.
  • Cooking facilities, at least a single ring or microwave, fixed in place.
  • Storage, such as a cupboard or locker.

Insurers make their own decisions about cover, and some may ask what your V5C shows. Give them the full details of your conversion where possible.

Is it worth changing your V5C to motor caravan?

You don't have to. The DVLA says the body type doesn't change your insurance category or speed limits.

If you apply, the DVLA will only consider changing the body type if your V5C currently shows a body type such as panel van, light van or van with side windows, the vehicle has the required internal features, and it looks like a motor caravan from the outside. The DVLA gives examples of the outside features it expects, such as a separate door to the living area or motor caravan-style graphics on both sides.

Self build campervan insurance: describe it as it is today

When you get a quote, describe your vehicle as it is on that day, not how it will look when the build is finished. Be as honest and accurate as you can.

  • If your campervan is in conversion and the work isn't finished, describe what's been done so far.
  • Don't include features you haven't fitted yet.
  • If you still use it as a working van, say so.

When the build is finished, or you make more changes, tell your insurer so your cover reflects your vehicle as it is now. If the details you give don't match the vehicle, it could affect your cover if you need to claim.

Getting the value right

A converted campervan can be worth more than the base van alone, once you add the cost of the conversion. Getting the value right helps make sure you're not under-insured.

  • Keep receipts for parts, materials and labour.
  • Take photos of the conversion as you go, and once it's finished.
  • Check with the insurer whether agreed value cover is available on the policies you compare. This is where you and your insurer agree what the campervan is worth at the start.

Does converting a van make insurance cheaper?

It can. Campervans are often used less than everyday vans and kept mainly for leisure. But the conversion may also make the vehicle worth more, so the price depends on your van, the work done and how you use it.

Still using it as a working van some of the time? You may need van insurance instead.

Gas, electrics and habitation checks

Many conversions include gas, electrics or a leisure battery. Getting these checked, such as a habitation check, can help keep you and your campervan safe, and some insurers ask about these checks when you compare quotes.

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Campervan Conversion Insurance FAQs.

Common questions about insuring a converted campervan.

Yes. Via Brumble, you can compare quotes from specialist UK insurers for campervans that have been converted, whether by a professional converter or by you.
Yes. A conversion changes your vehicle, so your insurer needs to know. Where possible, include details like windows, bed or seating, a kitchen, electrics and any roof changes.
Not necessarily. The DVLA says a converted van can still be used as a motor caravan even if the body type isn't changed, as long as you're satisfied it meets the required internal features.
It's your choice. The DVLA says the body type doesn't change your insurance category or speed limits.
The DVLA says the body type on your V5C doesn't affect your vehicle's insurance category. Insurers make their own decisions, and some may ask what your V5C shows, so give them the full details of your conversion where possible.
They can. Windows are one of the changes insurers usually want to know about, alongside things like a bed, seating, a kitchen, electrics and roof changes.
The DVLA looks at internal features including seats and a table, sleeping accommodation, cooking facilities, and storage.
When you get a quote, describe the vehicle as it is on that day, including what's been done so far. Don't include features you haven't fitted yet, and update your insurer as the build changes.
It can be, as campervans are often used less. But a conversion can add value, so the price depends on your van and how you use it.
Some insurers ask about gas, electrics and habitation checks on a conversion, so it's worth having these done and keeping records, even where a certificate isn't a strict requirement.
Yes, if it's petrol or diesel and its maximum authorised mass (MAM) is up to 3,500kg. Between 3,500kg and 7,500kg MAM, you need a C1 licence.
Describe the conversion as accurately as you can, including who carried it out if you know. Keep any paperwork, receipts or photos from the seller, as these can help show what work was done.

Sources: DVLA guidance on converting a vehicle into a motor caravan and internal features for motor caravans, and GOV.UK guidance on driving licence categories. Checked October 2026.

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*51% of consumers could save £160.21 on their Motorhome Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd's insurance comparison website. This is based on representative cost savings from May 2026. The savings you could achieve are dependent on your individual circumstances.

Brumble.co.uk is an Introducer Appointed Representative (IAR) of Seopa Ltd for insurance mediation. Seopa Ltd are authorised and regulated by the Financial Conduct Authority (FCA FRN: 313860). Quotezone is a trading style of Seopa Ltd. Seopa Ltd is located at Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. The insurance quote system is independently owned and operated by Seopa Ltd. Brumble receive a commission for any policies purchased, at no cost to you.

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