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HP and PCP available, subject to status
Finance for used Porsches from verified UK dealers
Representative 19.8% APR. No impact on your credit score. Our partner uses a soft search to give you a quote. If you proceed, a hard search will be conducted which may impact your credit score. ?We're partnered with Car Finance 24/7. As an Introducer Appointed Representative of Carfinance247 Limited (FCA FRN: 653019), we receive a commission if you purchase finance products through the link above. We do not provide advice or make recommendations.
*A soft search has no impact on your credit score. If you choose to proceed with a full application, a hard search will be carried out which may impact your credit score.
Porsche is a premium sports and luxury brand, so prices tend to be higher than mainstream or even most other premium manufacturers. However, financing a used Porsche could make ownership more accessible than buying outright.
The monthly cost depends on the model, the amount you borrow, the term length, and the APR you are offered. Rates start from 9.9% APR. Representative 19.8% APR.
Porsche has a reputation for being in demand on the used market, particularly the 911, which may mean used prices hold up better than many other performance cars. For PCP, this could be relevant, though used car values are never guaranteed.
Running costs on a Porsche tend to be higher than average. Insurance groups are high, servicing uses specialist labour rates, and fuel consumption on performance models may be significant. Factor these into your budget alongside the finance payments. Our cost of running a car guide could help.
Use the calculator further down this page to estimate monthly payments.
Wondering how much car finance you can get on your salary? Use our calculator to estimate monthly payments based on the car price, your credit grade and preferred term length.
Porsche is one of the most popular brands to finance in the UK. Whether you are looking at a used Macan or a used Boxster, HP and PCP are both available via Brumble. Once approved, you can get your car from any verified UK dealer. Here are some of the most commonly financed Porsche models.
Porsche Macan
Porsche's best-selling model globally. Used Macans could offer the Porsche experience at a more accessible price than the Cayenne.
Porsche Cayenne
A full-size luxury SUV. Depreciation from new could make a used Cayenne more accessible on finance.
Porsche 911
The iconic sports car. Porsche 911s have a reputation for being in demand on the used market.
Porsche Boxster
A mid-engine roadster. Used Boxsters could offer the Porsche driving experience at a lower entry point.
Porsche Cayman
A mid-engine coupe related to the Boxster. Popular with driving enthusiasts on the used market.
Porsche Taycan
Porsche's fully electric sports car. Used Taycans are starting to appear at more accessible prices.
The amount you can finance depends on your individual circumstances. Subject to status and affordability.
With HP (Hire Purchase), you make fixed monthly payments and own the Porsche at the end of the agreement. No mileage limits apply. Many Porsche owners keep their cars for years and view them as long-term possessions rather than disposable transport. HP fits that mindset.
Find out more about HP car finance →
Porsche PCP gives you lower monthly payments than HP. At the end, you can hand the car back, pay the balloon to keep it, or use any equity towards your next car.
Porsche has a reputation for being in demand on the used market. If your Porsche holds its value, there is potential to build equity by the end of the agreement. The 911 in particular has a reputation for retaining value better than most sports cars. Used car values are never guaranteed and depend on supply, demand, condition, and mileage.
Porsche PCP is often available on models such as the Macan, Cayenne, 911, Boxster, Cayman, and Taycan, subject to status.
Find out more about PCP car finance →
With both HP and PCP, you have the right to end the agreement early through voluntary termination or early settlement.
Both HP and PCP may be available with no deposit on some Porsche models, subject to status and affordability. Given the higher values involved, a deposit could significantly reduce your monthly payments.
Via Brumble, you can check what options you could be eligible for with a soft search. There is no impact on your credit score. If you then choose to proceed, a hard credit search will be carried out which may impact your credit score.
Leasing and finance are different. With a lease, you never own the car. With finance, you have the option to own it.
Porsche ownership means something to many drivers. The 911, Boxster, and Cayman are cars people form a connection with. HP gives you full ownership so you can keep driving your Porsche as long as you want.
With PCP, Porsche's reputation for being in demand on the used market could mean equity at the end of the agreement. The 911 in particular has historically been in demand on the used market. Leasing removes any chance of benefiting from that value.
Finance also lets you modify your Porsche. Whether it is aftermarket exhaust, suspension, or cosmetic changes, finance gives you that freedom. Leasing requires the car to be returned in its original condition.
Yes. Both HP and PCP may be available on used and second hand Porsches from verified UK dealers. Via Brumble, you can finance a used Porsche from any verified dealer, not just Porsche Centres.
Most lenders allow the car to be up to around 14 to 16 years old at the end of the agreement, though this varies. The Macan and Cayenne depreciate more than the 911, which could mean they are more accessible on finance as used models.
The Taycan is Porsche's fully electric sports car. Used Taycans are starting to appear at lower prices than when new. See our hybrid and electric car finance page for more.
Before financing any used Porsche, a thorough history check is important. Service records and specification details matter on high-value vehicles. Our MOT checker and tax checker are free. Our Porsche reliability report covers common issues.
Porsche models are high-value vehicles, so borrowing amounts are larger. Lenders assess whether the repayments are affordable based on your income and outgoings. A higher-value car requires proportionally higher income to support the payments.
The Macan tends to be the most accessible Porsche on finance, with used prices starting lower than the Cayenne or 911. Choosing a more affordable model could make the affordability assessment more straightforward.
A guarantor could help strengthen your application for a high-value vehicle. A larger deposit could also reduce the borrowing amount and improve the terms offered.
According to DVSA MOT data analysed by Brumble, Porsche has a national MOT pass rate of 87.5%, based on 0.17 million tests in the 2025 test year. The national average across all brands is 72.4%.
This places Porsche above the national average, which could indicate that used Porsches may be less likely to have issues at MOT time compared to some other brands. However, individual results depend on the car's age, mileage, and maintenance history.
The most common MOT advisory and failure items on Porsche vehicles include brake disc wear, tyre condition, and suspension components. Checking these areas before purchasing could help you avoid unexpected costs during your finance agreement.
Our free MOT checker lets you look up any vehicle's full MOT history by registration number. For a more detailed assessment, our Porsche reliability report breaks down pass rates by model, age, and mileage.
Source: Brumble analysis of DVSA anonymised MOT test results, 2025 test year. Published under Open Government Licence v3.0.
Porsche rarely runs 0% finance promotions. When they do, these promotions, sometimes described as zero interest or 0% APR, tend to be limited to specific new models and require an excellent credit score. They are not available on used cars.
Brumble's partner offers used car finance as an alternative. Rates start from 9.9% APR, subject to status.
Check your eligibility for both HP and PCP deals in minutes (Representative 19.8% APR) - with no impact on your credit score. Our partner uses a soft search to give you a quote. If you proceed, a hard search will be conducted which may impact your credit score.
Check Your EligibilityThere are lots of ways to approach car finance, and the right option depends on your circumstances. Whether you have bad credit, need a no deposit option, or just want to understand PCP vs HP, we have a guide for you.
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Guide
Understand the key differences between PCP and HP finance, so you can pick the option that suits how you plan to use the car.
Guide
A plain-English overview of how car finance works in the UK, including deposit, APR, terms, and what happens at the end of the agreement.
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Common questions about Porsche car finance.
The Macan is the most accessible Porsche model. Monthly payments depend on the age, price, term, and APR. Depreciation from new means used Macans may be more affordable than you would expect. Use the calculator to estimate. Representative 19.8% APR.
The 911 has a reputation for being in demand on the used market, and values have historically held up better than most sports cars. However, used car values are never guaranteed and depend on market conditions, specification, mileage, and condition.
The Taycan is a premium electric sports car with impressive performance and range. Used examples are becoming more accessible. Running costs tend to be lower than petrol Porsches. HP and PCP may both be available. Subject to status.
Porsche servicing, parts, and insurance tend to be more expensive than mainstream brands. Fuel costs can be higher on performance models. It is worth factoring total running costs into your budget alongside the finance payments.
It may be more challenging due to the higher borrowing amounts involved. A guarantor or larger deposit could help. A soft search lets you check with no risk. Subject to status.
Some finance options may be available with no deposit, subject to status. Given Porsche's higher values, a deposit could significantly reduce your monthly payments and the total cost of credit.
Yes. Request a settlement figure from your lender at any time. With HP, you also have the right to voluntary termination once you have paid at least half of the total amount payable.
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