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HP and PCP available, subject to status
Finance for used Alfa Romeos from verified UK dealers
Representative 19.8% APR. No impact on your credit score. Our partner uses a soft search to give you a quote. If you proceed, a hard search will be conducted which may impact your credit score. ?We're partnered with Car Finance 24/7. As an Introducer Appointed Representative of Carfinance247 Limited (FCA FRN: 653019), we receive a commission if you purchase finance products through the link above. We do not provide advice or make recommendations.
*A soft search has no impact on your credit score. If you choose to proceed with a full application, a hard search will be carried out which may impact your credit score.
Alfa Romeo is a premium Italian brand with a smaller range than BMW or Mercedes, but the models it does make tend to stand out from the crowd. Used Alfa Romeo prices can be competitive, as the brand has historically depreciated faster than some German rivals. This could work in the buyer's favour on finance.
The monthly cost depends on the model, the amount you borrow, the term length, and the APR you are offered. Rates start from 9.9% APR. Representative 19.8% APR.
Alfa Romeo is part of the Stellantis group (alongside Fiat, Peugeot, Vauxhall, and Citroen). This may help with parts and servicing, though Alfa-specific components can sometimes be more expensive than mainstream equivalents.
Use the calculator further down this page to estimate monthly payments.
Wondering how much car finance you can get on your salary? Use our calculator to estimate monthly payments based on the car price, your credit grade and preferred term length.
Alfa Romeo is one of the most popular brands to finance in the UK. Whether you are looking at a used Giulia or a used Giulietta, HP and PCP are both available via Brumble. Once approved, you can get your car from any verified UK dealer. Here are some of the most commonly financed Alfa Romeo models.
Alfa Romeo Giulia
A premium sports saloon with distinctive Italian styling. Used Giulias could offer a more characterful alternative to the BMW 3 Series or Audi A4.
Alfa Romeo Stelvio
Alfa Romeo's mid-size SUV. Used Stelvios could offer Italian style in a practical package at a competitive used price.
Alfa Romeo Tonale
A compact SUV and Alfa's newest model. Available as a plug-in hybrid. Used examples are starting to appear.
Alfa Romeo Giulietta
A discontinued hatchback still available on the used market. Could be an affordable way into Alfa Romeo ownership.
The amount you can finance depends on your individual circumstances. Subject to status and affordability.
With HP (Hire Purchase), you make fixed monthly payments and own the Alfa Romeo at the end of the agreement. No mileage limits apply. Alfa Romeo owners tend to be enthusiasts who appreciate their car's character, which could make HP a natural fit for long-term ownership.
Find out more about HP car finance →
Alfa Romeo PCP gives you lower monthly payments than HP. At the end, you can hand the car back, pay the balloon to keep it, or use any equity towards your next car.
Alfa Romeo's faster depreciation rate means PCP balloon payments may be set lower relative to the purchase price. Whether you build equity depends on how the car holds its value during the agreement. Used car values are never guaranteed.
Alfa Romeo PCP is often available on models such as the Giulia, Stelvio, and Tonale, subject to status.
Find out more about PCP car finance →
With both HP and PCP, you have the right to end the agreement early through voluntary termination or early settlement.
Both HP and PCP may be available with no deposit on some Alfa Romeo models, subject to status and affordability.
Via Brumble, you can check what options you could be eligible for with a soft search. There is no impact on your credit score. If you then choose to proceed, a hard credit search will be carried out which may impact your credit score.
Leasing and finance are different. With a lease, you never own the car. With finance, you have the option to own it.
Alfa Romeo is a brand people choose with their heart. The Giulia's rear-wheel drive handling, the Stelvio's Italian design, and the badge itself carry a cachet that enthusiasts value. HP gives you full ownership so you can keep your Alfa as long as you enjoy it.
Finance lets you personalise your Alfa Romeo freely. Whether it is performance modifications, aesthetic upgrades, or practical accessories, finance gives you that freedom. Leasing requires the car to be returned in its original condition.
Finance also gives you the right to voluntary termination and early settlement. Leasing typically penalises early exit.
Yes. Both HP and PCP may be available on used and second hand Alfa Romeos from verified UK dealers. Via Brumble, you can finance a used Alfa Romeo from any verified dealer.
Most lenders allow the car to be up to around 14 to 16 years old at the end of the agreement, though this varies. Alfa Romeo's faster depreciation compared to some German rivals could mean a used Giulia or Stelvio is more accessible on finance than you might expect.
Before financing any used Alfa Romeo, checking the service history is particularly important. Alfa-specific servicing and parts can be more expensive than mainstream brands, so a well-maintained example could save you money in the long run.
Check the car's history with our MOT checker and tax checker. Our Alfa Romeo reliability report covers common issues by model.
Alfa Romeo models sit in the premium segment, though used prices can be competitive thanks to faster depreciation. A used Giulietta could be relatively affordable, while a used Giulia Quadrifoglio is a larger commitment.
If you have a lower credit score, our bad credit car finance page may help. A guarantor could also strengthen your application for a higher-value model.
According to DVSA MOT data analysed by Brumble, Alfa Romeo has a national MOT pass rate of 67.9%, based on 0.06 million tests in the 2025 test year. The national average across all brands is 72.4%.
This places Alfa Romeo below the national average of 72.4%. This does not mean every used Alfa Romeo will have problems, but it may be worth paying particular attention to the car's service history and MOT record before committing to finance. A well-maintained example could still be a reliable choice.
The most common MOT advisory and failure items on Alfa Romeo vehicles include suspension components, brake discs, and exhaust emissions. Checking these areas before purchasing could help you avoid unexpected costs during your finance agreement.
Our free MOT checker lets you look up any vehicle's full MOT history by registration number. For a more detailed assessment, our Alfa Romeo reliability report breaks down pass rates by model, age, and mileage.
Source: Brumble analysis of DVSA anonymised MOT test results, 2025 test year. Published under Open Government Licence v3.0.
Alfa Romeo has occasionally run 0% promotions on selected new models. These promotions, sometimes described as zero interest or 0% APR, are not available all the time and not available on used cars.
Brumble's partner offers used car finance as an alternative. Rates start from 9.9% APR, subject to status.
Check your eligibility for both HP and PCP deals in minutes (Representative 19.8% APR) - with no impact on your credit score. Our partner uses a soft search to give you a quote. If you proceed, a hard search will be conducted which may impact your credit score.
Check Your EligibilityThere are lots of ways to approach car finance, and the right option depends on your circumstances. Whether you have bad credit, need a no deposit option, or just want to understand PCP vs HP, we have a guide for you.
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Guide
Understand the key differences between PCP and HP finance, so you can pick the option that suits how you plan to use the car.
Guide
A plain-English overview of how car finance works in the UK, including deposit, APR, terms, and what happens at the end of the agreement.
Compare Alfa Romeo car insurance quotes from 130+ UK insurers.
Thinking of selling your car? Get a free valuation via our partnership with Motorway.
Common questions about Alfa Romeo car finance.
The Giulia and Stelvio compete directly with the BMW 3 Series/X3 and Audi A4/Q5. Alfa Romeo's faster depreciation could mean a used example is more affordable to finance than its German rivals. The trade-off may be higher running costs and a smaller dealer network. It depends on your priorities.
Used Giulias have depreciated from a premium starting price, which could make monthly payments more competitive than you would expect. The exact cost depends on the age, specification, term, and APR. Use the calculator to estimate. Representative 19.8% APR.
Alfa-specific servicing and parts can be more expensive than mainstream brands. Insurance groups tend to be moderate to high depending on the model. It is worth factoring total running costs into your budget alongside the finance payments.
The Stelvio offers distinctive Italian styling in a mid-size SUV package. It competes with the BMW X3 and Audi Q5 but could be more affordable on the used market due to faster depreciation. HP and PCP may both be available. Subject to status.
It may be possible. If the used price is competitive, the borrowing amount may be smaller than you would expect for a premium brand. A soft search lets you check with no risk. Subject to status.
Some finance options may be available with no deposit, subject to status and affordability.
Yes. Request a settlement figure from your lender at any time. With HP, you also have the right to voluntary termination once you have paid at least half of the total amount payable.
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