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See insurance groups for popular Mercedes models
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Mercedes models typically sit in Groups 13 to 50. AMG variants and the largest SUVs and coupes push to the top of the Thatcham scale, while the B-Class and base A-Class sit noticeably lower.
| Model | Typical Insurance Group | Engine |
|---|---|---|
| B-Class (2012) | 13-27 | 1.5-2.0L |
| A-Class (2018) | 18-50 | 1.3-2.0L |
| GLA (2020) | 23-41 | 1.3-2.0L |
| C-Class (2014) | 24-49 | 1.6-4.0L |
| GLC (2015) | 27-47 | 2.0-3.0L |
| E-Class (2016) | 28-49 | 2.0-4.0L |
| EQA | 37 - 45 | Electric |
| CLA (2019) | 39 | 2.0L |
| EQB | 43 - 50 | Electric |
| AMG GT (2015) | 50 | 4.0L Twin-Turbo |
See how Mercedes models compare for reliability in our Mercedes reliability report.
Every car sold in the UK is assigned to one of 50 insurance groups by Thatcham Research and the ABI. Group 1 typically represents the lowest insurance cost, and group 50 the highest. Insurers generally use these groups as one factor when calculating your premium, alongside your age, location, driving history, and other personal details. For example, the base Mercedes A180 typically sits around Group 18, while the AMG A45 S climbs all the way to Group 50.
Insurance groups set by Thatcham Research and the ABI.
Mercedes models typically range from Group 13 (B-Class) to Group 50 (AMG GT, G-Class), so insurance costs can vary significantly depending on which Mercedes you drive. Trim choice matters more than for most brands. AMG variants sit in the top group bands, while the equivalent non-AMG trim can sit 20 or more groups lower.
Insurance groups are only one of several factors. Insurers may also weigh up your age, where you live, your annual mileage, your driving history, and any modifications to the car. Two drivers insuring the same Mercedes could receive very different quotes.
Whether you choose fully comprehensive, third party fire and theft, or third party only cover can also affect your premium. Comprehensive cover is often competitively priced compared to third party only.
The most reliable way to find your price is to compare quotes from multiple insurers.
Based on typical Thatcham insurance group ratings, these four Mercedes models sit in the lowest group bands and may be worth shortlisting if keeping the premium down is a priority.
1. B-Class (Groups 13-27)
Typically the most affordable Mercedes to insure. A compact MPV that starts in the mid-teens. Practical and typically lower-group than the equivalent A-Class or GLA.
2. A-Class (Groups 18-50)
Mercedes' entry hatchback. Base 1.3-litre trims start around Group 18, but the AMG A45 climbs to Group 50. Trim choice makes a very big difference on this model.
3. GLA (Groups 23-41)
A compact SUV based on the A-Class platform. Starts around Group 23, so it sits a bit higher than the hatchback but lower than the larger GLC.
4. C-Class (Groups 24-49)
The executive saloon starts around Group 24 for base petrol trims. AMG C63 pushes to Group 49.
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Get QuotesMercedes is a premium brand and starts at Group 13, so most models sit in higher groups than mainstream rivals like Ford or Vauxhall. If you have your heart set on a Mercedes as a first car, the B-Class (Groups 13-27) and the A-Class in base 1.3-litre trim (from Group 18) are the most practical starting points.
A telematics policy could help new drivers demonstrate safe driving habits, which may lead to lower premiums over time. Black box devices or app-based policies typically monitor braking, cornering, and time of day, and reward safe driving with a lower renewal price.
If you are aged 17 to 21, see our dedicated young drivers insurance guide for more tips. At this age, mainstream brands may be easier and cheaper to insure than a Mercedes.
University students may also find our student car insurance guide helpful, particularly for advice on registering the car at the address where it is kept most often.
Seven practical steps that could help reduce your Mercedes insurance premium.
Compare quotes from multiple insurers
Prices for the same car and driver can vary significantly between providers. Comparing quotes is typically the most effective way to find a competitive deal.
Avoid AMG trims
The AMG A45 pushes an A-Class from around Group 18 up to Group 50. Choosing a non-AMG trim is one of the biggest single savings on any Mercedes.
Start with the B-Class or base A-Class
The B-Class (from Group 13) and the base A-Class (from Group 18) sit in the lowest bands of the Mercedes range. Both are practical everyday cars.
Weigh up the EQ electric range
The EQA (Groups 37-45) and EQB (Groups 43-50) sit in the upper part of the range, so an electric Mercedes typically costs more to insure than a comparable petrol model. Worth quoting both.
Consider a telematics policy
A black box or app-based policy could reward safe driving with lower premiums, particularly for younger drivers.
Increase your voluntary excess
A higher excess typically means a lower premium, but make sure you could afford to pay it if you needed to make a claim.
Pay annually if you can
Monthly instalments could add interest to the overall cost, so paying upfront may save you money over the year.
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