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Compare car insurance for your Jaguar from 130+ UK insurers. See which models sit in the lowest insurance groups.

Compare quotes for your Jaguar from 130+ UK insurers

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What Insurance Group Is a Jaguar XE?

Jaguar models typically sit in Groups 22 to 50. The XE starts at Group 22, and the F-Type Coupe and XJ reach Group 50 at the top of the Thatcham scale.

ModelTypical Insurance GroupEngine
XE (2015)22-352.0L
F-Pace (2016)27-442.0-5.0L
XF (2015)28-392.0-3.0L
E-Pace (2018)28-421.5-2.0L
F-Type Coupe (2014)41-502.0-5.0L
I-Pace (2018)48Electric

See how Jaguar models compare for reliability in our Jaguar reliability report.

Every car sold in the UK is assigned to one of 50 insurance groups by Thatcham Research and the ABI. Group 1 typically represents the lowest insurance cost, and group 50 the highest. Insurers generally use these groups as one factor when calculating your premium, alongside your age, location, driving history, and other personal details. For example, the Jaguar XE starts at Group 22, while the F-Type Coupe reaches Group 50.

Insurance groups set by Thatcham Research and the ABI.

How Much Does Jaguar Car Insurance Cost?

Jaguar models typically start at Group 22 (XE) and reach Group 50 (F-Type Coupe and XJ), so insurance sits firmly in premium territory. Even the entry-level XE starts higher than most mainstream family cars. The I-Pace electric sits at Group 48, one of the higher group ratings for an EV in the UK.

Insurance groups are only one of several factors. Insurers may also weigh up your age, where you live, your annual mileage, your driving history, and any modifications to the car. Two drivers insuring the same Jaguar could receive very different quotes.

Whether you choose fully comprehensive, third party fire and theft, or third party only cover can also affect your premium. Comprehensive cover is often competitively priced compared to third party only, particularly for prestige vehicles.

The most reliable way to find your price is to compare quotes from multiple insurers, including specialist prestige insurers.

Which Jaguar Models May Be Cheapest to Insure?

Based on typical Thatcham insurance group ratings, these four Jaguar models sit in the lowest group bands for the brand and may be worth shortlisting if keeping the premium down is a priority.

  1. 1. XE (Groups 22-35)

    Typically the cheapest Jaguar to insure. A compact executive saloon with 2.0-litre engines. The base trim starts at Group 22, which is low for the Jaguar range.

  2. 2. F-Pace (Groups 27-44)

    Jaguar's mid-size SUV starts at Group 27 for the base 2.0-litre trim. A practical choice within the Jaguar range with a wide group spread.

  3. 3. XF (Groups 28-39)

    Jaguar's executive saloon starts at Group 28. A comfortable long-distance cruiser with moderate insurance groups for a premium saloon.

  4. 4. E-Pace (Groups 28-42)

    Jaguar's smallest SUV starts at Group 28 for the base 1.5-litre trim. A style-focused compact SUV that sits close to the F-Pace on insurance groups.

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Jaguar Car Insurance for New Drivers

Jaguar models tend to sit in higher insurance groups than typical first cars, so premiums for new drivers may be significantly higher than for a small hatchback. The XE (Groups 22-35) is the lowest group entry point in the Jaguar range.

A telematics policy could help new drivers demonstrate safe driving habits, which may lead to lower premiums over time. Black box devices or app-based policies typically monitor braking, cornering, and time of day, and reward safe driving with a lower renewal price.

If you are aged 17 to 21, see our dedicated young drivers insurance guide for more tips.

University students may also find our student car insurance guide helpful, particularly for advice on registering the car at the address where it is kept most often.

How to Get Cheaper Jaguar Car Insurance

Seven practical steps that could help reduce your Jaguar insurance premium.

1

Compare quotes from multiple insurers

Prices for the same car and driver can vary between providers. Specialist prestige insurers may offer more competitive rates for Jaguar than mainstream comparison sites.

2

Start with the XE or XF

The XE starts at Group 22 and the XF at Group 28. Both are lower than the F-Pace, E-Pace, or F-Type and may offer the most accessible entry to the brand.

3

Avoid the F-Type if group matters

The F-Type Coupe (Groups 41-50) sits well above the rest of the Jaguar range. A non-sports model can keep the premium down considerably.

4

Weigh up the I-Pace EV carefully

The I-Pace sits at Group 48, so it is one of the higher-group EVs to insure. Worth quoting if you want a Jaguar EV, but be prepared for a higher premium.

5

Consider a telematics policy

A black box or app-based policy could reward safe driving with lower premiums, particularly for younger drivers.

6

Increase your voluntary excess

A higher excess typically means a lower premium, but make sure you could afford to pay it if you needed to make a claim.

7

Pay annually if you can

Monthly instalments could add interest to the overall cost, so paying upfront may save you money over the year.

Jaguar Car Insurance FAQs

The Jaguar XE typically sits between Group 22 and Group 35 depending on the engine and trim. Base 2.0-litre trims start at Group 22, making the XE the most accessible Jaguar to insure.
Jaguar car insurance typically sits in premium territory. The entire range starts at Group 22 (XE), and the F-Type Coupe reaches Group 50. There is no low-group Jaguar. Your personal circumstances, driving history, and postcode also play a major role.
The Jaguar XE starts at Group 22, which may make it the cheapest Jaguar to insure. Base 2.0-litre trims sit at the low end of the range. There is no Jaguar model that starts below Group 22.
Based on our analysis of DVSA MOT test data, Jaguar has an overall pass rate of 79.33% across the 2025 test year. This sits well above the 72.4% national average. You can see the full breakdown by model in our Jaguar reliability report.
The Jaguar I-Pace typically sits at Group 48, which is very high. That makes it one of the more expensive electric vehicles to insure in the UK. Insurance groups are only one factor, so comparing quotes from specialist EV insurers is worth doing.
The Jaguar F-Type Coupe typically sits in Groups 41 to 50, so it is one of the most expensive Jaguars to insure. Sports cars usually cost more to cover due to their power, performance parts, and theft risk. You can find advice in our performance car insurance guide.
Before buying any used car, it is worth checking its history for outstanding finance, write-off status, stolen records, and mileage discrepancies. You can run a full vehicle history check via Brumble.
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*51% of consumers could save £535.17 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from May 2026 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

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