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HP and PCP available, subject to status
Finance for used Land Rovers from verified UK dealers
Representative 19.8% APR. No impact on your credit score. Our partner uses a soft search to give you a quote. If you proceed, a hard search will be conducted which may impact your credit score. ?We're partnered with Car Finance 24/7. As an Introducer Appointed Representative of Carfinance247 Limited (FCA FRN: 653019), we receive a commission if you purchase finance products through the link above. We do not provide advice or make recommendations.
*A soft search has no impact on your credit score. If you choose to proceed with a full application, a hard search will be carried out which may impact your credit score.
Land Rover sits firmly in the premium segment, so used prices tend to be higher than mainstream brands. However, Land Rover models also tend to depreciate significantly in the first few years, which could mean a two or three-year-old model is available for considerably less than its original price.
This depreciation could actually work in your favour when financing a used Land Rover. The gap between new and used prices is often larger than with brands like Toyota or Porsche, which means monthly payments on a used model may be more accessible than you would expect.
The monthly cost depends on the model, the amount you borrow, the term length, and the APR you are offered. Rates start from 9.9% APR. Representative 19.8% APR.
It is worth factoring in running costs alongside the finance payments. Land Rovers tend to have higher fuel consumption, insurance groups, and servicing costs than smaller vehicles. Our cost of running a car guide could help you estimate the full picture.
Use the calculator further down this page to estimate monthly payments.
Wondering how much car finance you can get on your salary? Use our calculator to estimate monthly payments based on the car price, your credit grade and preferred term length.
Land Rover is one of the most popular brands to finance in the UK. Whether you are looking at a used Range Rover or a used Range Rover Sport, HP and PCP are both available via Brumble. Once approved, you can get your car from any verified UK dealer. Here are some of the most commonly financed Land Rover models.
Land Rover Range Rover
The flagship luxury SUV. Significant depreciation from new could mean a used Range Rover is more accessible on finance than you might expect.
Land Rover Range Rover Evoque
The most accessible Range Rover. Used Evoques could offer premium SUV styling at a more competitive price point.
Land Rover Discovery Sport
A practical family SUV with seven seats available. Used Discovery Sports tend to be competitively priced for the segment.
Land Rover Range Rover Sport
A performance-focused luxury SUV. Significant depreciation from new could mean used examples are more accessible on finance.
Land Rover Defender
The iconic off-roader, reborn. Used Defenders are in strong demand and may hold their value better than many SUVs.
Land Rover Range Rover Velar
A stylish mid-size SUV sitting between the Evoque and Range Rover Sport. Used Velars could offer distinctive looks at a lower price.
Land Rover Discovery
A larger seven-seat SUV. Depreciation from new could work in the used buyer's favour on finance.
The amount you can finance depends on your individual circumstances. Subject to status and affordability.
With HP (Hire Purchase), you make fixed monthly payments and own the Land Rover at the end of the agreement. There are no mileage limits, which could suit owners who use their Land Rover for longer journeys, towing, or rural driving.
HP may be particularly worth considering for Land Rover because you avoid the mileage restrictions of PCP. Many Land Rover owners drive higher-than-average miles, and excess mileage charges on PCP could add up.
Find out more about HP car finance →
Land Rover PCP gives you lower monthly payments than HP. At the end, you can hand the car back, pay the balloon to keep it, or use any equity towards your next car.
If your Land Rover holds its value on the used market, there is potential to build equity. The Defender in particular has a reputation for holding its value better than most SUVs, though this is never guaranteed. Used car values depend on supply, demand, condition, and mileage.
Land Rover PCP is often available on models such as the Range Rover, Range Rover Sport, Evoque, Discovery Sport, Defender, and Velar, subject to status. The Defender in particular has a reputation for being in demand on the used market, though used car values are never guaranteed.
Find out more about PCP car finance →
With both HP and PCP, you have the right to end the agreement early through voluntary termination or early settlement.
Both HP and PCP may be available with no deposit on many Land Rover models, subject to status and affordability.
Via Brumble, you can check what options you could be eligible for with a soft search. There is no impact on your credit score. If you then choose to proceed, a hard credit search will be carried out which may impact your credit score.
Leasing and finance are different. With a lease, you never own the car. With finance, you have the option to own it.
Land Rovers are the kind of vehicle people tend to form an attachment to. Whether it is a Defender used for countryside driving or an Evoque for the school run, many owners want to keep their Land Rover rather than hand it back. HP gives you that ownership.
With PCP, some Land Rover models, particularly the Defender, have a reputation for holding their value, which could mean equity at the end of the agreement. Leasing removes that opportunity entirely.
Finance also gives you the right to voluntary termination and early settlement. Leasing typically penalises early exit. And finance lets you modify or accessorise your Land Rover without restrictions, whether that is a roof rack, tow bar, or off-road accessories.
Yes. Both HP and PCP may be available on used and second hand Land Rovers from verified UK dealers. Via Brumble, you can finance a used Land Rover from any verified dealer, not just Jaguar Land Rover franchises.
Most lenders allow the car to be up to around 14 to 16 years old at the end of the agreement, though this varies. Given the depreciation curve on many Land Rover models, buying used on finance could make a premium SUV more accessible than you might expect.
Before financing any used Land Rover, checking its history is particularly important. Service history and maintenance records matter more on premium vehicles with complex systems. Our MOT checker and tax checker are free to use. Our Land Rover reliability report covers common issues by model.
Land Rovers tend to be higher-value vehicles, so the borrowing amounts are larger. Lenders assess whether the repayments are affordable based on your income and outgoings, so a higher-value car requires a proportionally higher income to support the payments.
Choosing a more affordable model like a used Evoque or Discovery Sport rather than a Range Rover could make the affordability assessment more straightforward.
A guarantor could help strengthen your application for a higher-value vehicle. If you have bad credit, our dedicated page has additional tips.
According to DVSA MOT data analysed by Brumble, Land Rover has a national MOT pass rate of 77.3%, based on 0.84 million tests in the 2025 test year. The national average across all brands is 72.4%.
This places Land Rover above the national average, which could indicate that used Land Rovers may be less likely to have issues at MOT time compared to some other brands. However, individual results depend on the car's age, mileage, and maintenance history.
The most common MOT advisory and failure items on Land Rover vehicles include suspension components, brake discs, and oil leaks. Checking these areas before purchasing could help you avoid unexpected costs during your finance agreement.
Our free MOT checker lets you look up any vehicle's full MOT history by registration number. For a more detailed assessment, our Land Rover reliability report breaks down pass rates by model, age, and mileage.
Source: Brumble analysis of DVSA anonymised MOT test results, 2025 test year. Published under Open Government Licence v3.0.
Land Rover occasionally runs 0% finance promotions on selected new models. These promotions, sometimes described as zero interest or 0% APR, are not available all the time and not available on used cars. They typically require an excellent credit score and may need a significant deposit.
If a 0% promotion is not available, Brumble's partner offers used car finance as an alternative. Rates start from 9.9% APR, subject to status.
Check your eligibility for both HP and PCP deals in minutes (Representative 19.8% APR) - with no impact on your credit score. Our partner uses a soft search to give you a quote. If you proceed, a hard search will be conducted which may impact your credit score.
Check Your EligibilityThere are lots of ways to approach car finance, and the right option depends on your circumstances. Whether you have bad credit, need a no deposit option, or just want to understand PCP vs HP, we have a guide for you.
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Guide
Understand the key differences between PCP and HP finance, so you can pick the option that suits how you plan to use the car.
Guide
A plain-English overview of how car finance works in the UK, including deposit, APR, terms, and what happens at the end of the agreement.
Compare Land Rover car insurance quotes from 130+ UK insurers.
Thinking of selling your car? Get a free valuation via our partnership with Motorway.
Common questions about Land Rover car finance.
It depends on the age, mileage, and specification, plus the term and APR. Used Evoques have depreciated from a higher starting point, which could make them more accessible than you would expect. Use the calculator on this page to estimate. Representative 19.8% APR.
Land Rovers tend to have higher servicing and maintenance costs than mainstream brands. Fuel consumption is also higher, particularly on larger models. It is worth factoring these costs into your budget alongside the finance payments.
The Defender has a reputation for holding its value better than many SUVs. This could work in your favour on PCP, as the car may be worth more than the balloon payment at the end. However, used car values are never guaranteed and depend on market conditions.
It may be possible, though the higher borrowing amounts on premium vehicles could make it more challenging. A soft search lets you check with no risk. A guarantor or larger deposit could help. Subject to status.
Yes. Via Brumble, you can finance a used Land Rover from any verified UK dealer, not just Jaguar Land Rover franchises. Subject to status.
Many finance options are available with no deposit, subject to status and affordability. Given the higher value of Land Rover models, a deposit could noticeably reduce your monthly payments.
Yes. Request a settlement figure from your lender at any time. With HP, you also have the right to voluntary termination once you have paid at least half of the total amount payable.
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