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See insurance groups for popular Lexus models
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Lexus models typically sit in Groups 15 to 50. The CT 200h starts at Group 15, which is unusually low for a premium brand, and the LC grand tourer reaches Group 50.
| Model | Typical Insurance Group | Engine |
|---|---|---|
| CT 200h (2011) | 15-20 | 1.8L Hybrid |
| NX (2014) | 27-38 | 2.0-2.5L |
| IS (2013) | 28-38 | 2.0-2.5L |
| ES | 31 - 39 | 2.5L Hybrid |
| RX (2015) | 34-42 | 2.0-3.5L |
| UX (2019) | 39 | 2.0L Hybrid |
| LC (2017) | 48-50 | 3.5-5.0L |
See how Lexus models compare for reliability in our Lexus reliability report.
Every car sold in the UK is assigned to one of 50 insurance groups by Thatcham Research and the ABI. Group 1 typically represents the lowest insurance cost, and group 50 the highest. Insurers generally use these groups as one factor when calculating your premium, alongside your age, location, driving history, and other personal details. For example, the Lexus CT 200h starts at Group 15, while the LC reaches Group 50.
Insurance groups set by Thatcham Research and the ABI.
Lexus models typically start at Group 15 (CT 200h) and reach Group 50 (LC grand tourer), so insurance costs can vary significantly depending on which Lexus you drive. The hybrid-only approach across most of the range does not push groups up compared to German premium rivals. As Toyota's luxury arm, Lexus vehicles tend to be reliable, which may help with long-term ownership costs.
Insurance groups are only one of several factors. Insurers may also weigh up your age, where you live, your annual mileage, your driving history, and any modifications to the car. Two drivers insuring the same Lexus could receive very different quotes.
Whether you choose fully comprehensive, third party fire and theft, or third party only cover can also affect your premium. Comprehensive cover is often competitively priced compared to third party only.
The most reliable way to find your price is to compare quotes from multiple insurers.
Based on typical Thatcham insurance group ratings, these four Lexus models sit in the lowest group bands and may be worth shortlisting if keeping the premium down is a priority.
1. CT 200h (Groups 15-20)
Typically the cheapest Lexus to insure. A discontinued compact hybrid with a 1.8-litre engine that starts at Group 15, which is unusually low for a premium brand.
2. NX (Groups 27-38)
Lexus's mid-size SUV starts at Group 27 for the base 2.0-litre trim. A practical premium SUV with a wide group spread across trims.
3. IS (Groups 28-38)
Lexus's compact executive saloon starts at Group 28. A comfortable four-door with moderate insurance groups for a premium saloon.
4. ES (Groups 31-39)
Lexus's executive hybrid saloon starts at Group 31. A comfortable long-distance cruiser with 2.5-litre hybrid drivetrain.
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Get QuotesLexus models tend to sit in higher insurance groups than typical first cars, so premiums for new drivers may be higher than for a small hatchback. The CT 200h (Groups 15-20) is the lowest group entry point in the Lexus range and is unusually competitive for a premium brand.
A telematics policy could help new drivers demonstrate safe driving habits, which may lead to lower premiums over time. Black box devices or app-based policies typically monitor braking, cornering, and time of day, and reward safe driving with a lower renewal price.
If you are aged 17 to 21, see our dedicated young drivers insurance guide for more tips.
University students may also find our student car insurance guide helpful, particularly for advice on registering the car at the address where it is kept most often.
Seven practical steps that could help reduce your Lexus insurance premium.
Compare quotes from multiple insurers
Prices for the same car and driver can vary between providers. Comparing quotes is typically the most effective way to find a competitive deal.
Start with the CT 200h
The CT 200h starts at Group 15, which is unusually low for a premium brand. If you are open to a discontinued compact hybrid, it may be the most affordable entry to Lexus.
Choose base trims
Higher trims and larger engines push the group rating up across the range. Base trim on models like the NX or IS typically places you at the low end of a model's group range.
Avoid the LC or LS if group matters
Both sit at Groups 48-50, well above the rest of the range. A mainstream Lexus like the NX or IS keeps the premium down considerably.
Consider a telematics policy
A black box or app-based policy could reward safe driving with lower premiums, particularly for younger drivers.
Increase your voluntary excess
A higher excess typically means a lower premium, but make sure you could afford to pay it if you needed to make a claim.
Pay annually if you can
Monthly instalments could add interest to the overall cost, so paying upfront may save you money over the year.
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