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HP and PCP available, subject to status
Finance for used Hyundais from verified UK dealers
Representative 19.8% APR. No impact on your credit score. Our partner uses a soft search to give you a quote. If you proceed, a hard search will be conducted which may impact your credit score. ?We're partnered with Car Finance 24/7. As an Introducer Appointed Representative of Carfinance247 Limited (FCA FRN: 653019), we receive a commission if you purchase finance products through the link above. We do not provide advice or make recommendations.
*A soft search has no impact on your credit score. If you choose to proceed with a full application, a hard search will be carried out which may impact your credit score.
Hyundai covers a wide range of price points. A used i10 or i20 sits at the more affordable end, while a used Tucson or Ioniq 5 is a mid-range commitment. Hyundai models tend to be well-equipped as standard, which could mean used examples feel like good value compared to some rivals.
The monthly cost depends on the model, the amount you borrow, the term length, and the APR you are offered. Rates start from 9.9% APR. Representative 19.8% APR.
Hyundai offers a 5-year unlimited mileage manufacturer warranty, which is transferable to subsequent owners. A used Hyundai that is less than 5 years old may still have warranty cover remaining. This could provide additional peace of mind alongside your finance agreement.
Use the calculator further down this page to estimate monthly payments based on your circumstances.
Wondering how much car finance you can get on your salary? Use our calculator to estimate monthly payments based on the car price, your credit grade and preferred term length.
Hyundai is one of the most popular brands to finance in the UK. Whether you are looking at a used Tucson or a used Kona, HP and PCP are both available via Brumble. Once approved, you can get your car from any verified UK dealer. Here are some of the most commonly financed Hyundai models.
Hyundai Tucson
Hyundai's best-selling SUV in the UK. Used Tucsons tend to be well-equipped and competitively priced.
Hyundai i10
A small city car that could be one of the more affordable cars to finance and insure.
Hyundai i20
A supermini with generous equipment. Competitively priced against the Polo and Fiesta on the used market.
Hyundai Kona
A compact crossover available as petrol, hybrid, or fully electric. Versatile and generally affordable.
Hyundai Ioniq 5
An award-winning fully electric car with distinctive retro styling. Used examples are starting to appear at more accessible prices.
Hyundai i30
A practical family hatchback. Used i30s tend to be competitively priced against the Golf and Focus.
Hyundai Santa Fe
Hyundai's larger seven-seat SUV. Could offer more space than the Tucson for families needing extra room.
The amount you can finance depends on your individual circumstances. Subject to status and affordability.
With HP (Hire Purchase), you make fixed monthly payments and own the Hyundai at the end of the agreement. There are no mileage limits. Hyundai builds cars with a strong reliability reputation, and HP could be a practical option if you plan to keep the car beyond the finance term.
Find out more about HP car finance →
Hyundai PCP is a popular way to finance a Hyundai. Your monthly payments are typically lower than HP. At the end, you can hand the car back, pay the balloon payment to keep it, or use any equity towards your next car.
If your Hyundai holds its value on the used market, there is potential to build equity by the end of the agreement. Used car values depend on supply, demand, condition, and mileage, so this is never guaranteed.
Hyundai PCP is often available on models such as the Tucson, i10, i20, Kona, and Ioniq 5, subject to status. Each model has different used values, which affects the balloon payment and monthly cost.
Find out more about PCP car finance →
With both HP and PCP, you have the right to end the agreement early through voluntary termination (once you have paid at least half of the total amount payable) or early settlement.
Both HP and PCP may be available with no deposit on many Hyundai models, subject to status and affordability.
Via Brumble, you can check what options you could be eligible for with a soft search. There is no impact on your credit score. If you then choose to proceed, a hard credit search will be carried out which may impact your credit score.
Leasing and finance are different. With a lease, you never own the car. With finance, you have the option to own it.
Hyundai's 5-year warranty makes ownership more attractive than with some other brands. If you finance a two-year-old Hyundai on HP over three years, you could still have warranty cover for the first year of your agreement. After that, you own the car outright with no further payments.
With PCP, if the used market remains favourable, there is potential to build equity at the end of the agreement. Leasing removes that opportunity.
Finance also gives you the right to voluntary termination and early settlement. Leasing typically penalises early exit. And finance lets you personalise your car without restrictions.
Yes. Both HP and PCP may be available on used and second hand Hyundais from verified UK dealers. Via Brumble, you can finance a used Hyundai from any verified dealer.
Most lenders allow the car to be up to around 14 to 16 years old at the end of the agreement, though this varies. The used Hyundai market tends to offer good availability, particularly for the Tucson and i10.
Hyundai shares its platform with Kia through the Hyundai Motor Group, which means parts availability is generally strong and servicing costs may be competitive.
If you are interested in an electric car, the Kona Electric and Ioniq 5 are both available used. See our hybrid car finance page for more on electric and hybrid options.
Check the car's history with our MOT checker and tax checker. Our Hyundai reliability report covers common issues by model.
Approval depends on your circumstances. Hyundai models are generally well-priced, so borrowing amounts tend to be reasonable. A used i10 could be one of the more affordable cars to finance.
If you have a lower credit score, our bad credit car finance page may help. If you are a student or young driver, a used i10 or i20 could be worth considering.
According to DVSA MOT data analysed by Brumble, Hyundai has a national MOT pass rate of 73.9%, based on 0.85 million tests in the 2025 test year. The national average across all brands is 72.4%.
This places Hyundai above the national average, which could indicate that used Hyundais may be less likely to have issues at MOT time compared to some other brands. However, individual results depend on the car's age, mileage, and maintenance history.
The most common MOT advisory and failure items on Hyundai vehicles include suspension components, brake wear, and lighting issues. Checking these areas before purchasing could help you avoid unexpected costs during your finance agreement.
Our free MOT checker lets you look up any vehicle's full MOT history by registration number. For a more detailed assessment, our Hyundai reliability report breaks down pass rates by model, age, and mileage.
Source: Brumble analysis of DVSA anonymised MOT test results, 2025 test year. Published under Open Government Licence v3.0.
Hyundai occasionally runs 0% finance promotions on selected new models. These promotions, sometimes described as zero interest or 0% APR, are not available all the time and are not available on used cars. They typically require an excellent credit score.
If a 0% promotion is not available, Brumble's partner offers used car finance as an alternative. Rates start from 9.9% APR, subject to status.
Check your eligibility for both HP and PCP deals in minutes (Representative 19.8% APR) - with no impact on your credit score. Our partner uses a soft search to give you a quote. If you proceed, a hard search will be conducted which may impact your credit score.
Check Your EligibilityThere are lots of ways to approach car finance, and the right option depends on your circumstances. Whether you have bad credit, need a no deposit option, or just want to understand PCP vs HP, we have a guide for you.
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Guide
Understand the key differences between PCP and HP finance, so you can pick the option that suits how you plan to use the car.
Guide
A plain-English overview of how car finance works in the UK, including deposit, APR, terms, and what happens at the end of the agreement.
Compare Hyundai car insurance quotes from 130+ UK insurers.
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Common questions about Hyundai car finance.
Yes. Hyundai's 5-year unlimited mileage warranty is transferable to subsequent owners. If the car is less than 5 years old, the remaining warranty should still apply. Check the specific terms with a Hyundai dealer if you are unsure.
It depends on the age, specification, and mileage, plus the term length and APR you are offered. Used Tucsons are widely available across a range of price points. Use the calculator on this page to estimate. Representative 19.8% APR.
The Ioniq 5 has won numerous awards and is well-regarded for its technology, range, and charging speed. Used examples are appearing at more accessible prices. Running costs tend to be low. HP and PCP may both be available. Subject to status.
It may be possible. Hyundai's competitive pricing means smaller borrowing amounts, which may improve your chances. A soft search lets you check with no risk. Subject to status.
Hyundai and Kia are part of the same group (Hyundai Motor Group) and share platforms and some components. However, they are separate brands with their own model ranges, designs, and warranty terms. Kia offers a 7-year warranty compared to Hyundai's 5-year warranty.
Many finance options are available with no deposit, subject to status and affordability. A deposit could reduce your monthly payments but is not required.
Yes. Request a settlement figure from your lender at any time. With HP, you also have the right to voluntary termination once you have paid at least half of the total amount payable.
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